In the 21st century, climate change and its consequences are getting more serious. The changes in temperature and precipitation alter the run-off conditions, subsequently influencing the channel processes of rivers. The study aims to analyse the hydrological changes of a small, sub-alpine river (Rába River, Central Europe) and the bank erosional processes since the 1950s. The bank erosion was determined based on topographical maps, aerial photographs, and RTK–GPS surveys. Short (2–3 days) floods were common between 1950–1980, and low stages occurred in 65–81% of a year. However, in the 21st century, extreme regimes developed, as record-high, flashy floods alter with long low stages (91–96% of a year). The bank erosion shows a cyclic temporal pattern, gradually increasing until it reaches a high value (4.1–4.9 m/y), followed by a limited erosional rate (2.2–2.8 m/y). However, the magnitude of the bank erosion is decreasing. It could be explained by (1) the lower transport capacity of the more common low stages and (2) the seasonal shift of the flood waves, appearing in the vegetational period when the riparian vegetation can more effectively protect the banks from erosion.

The rapid evolution of financial technology (fintech) has significantly transformed the financial services landscape, creating opportunities for innovation and introducing new risks. Traditional financial institutions and fintech companies operate under different paradigms, resulting in disparate risk management practices. This paper proposes a comprehensive framework for integrating operations and risk management practices between traditional financial institutions and fintech companies. By leveraging advanced technologies such as artificial intelligence (AI) and machine learning (ML), the framework aims to ensure consistent and effective risk assessment across the financial sector. The financial services industry is characterized by rapid innovation, primarily driven by fintech companies offering various services that enhance efficiency, accessibility, and customer satisfaction. However, the growth of fintech brings substantial risks, including cyber threats, data privacy concerns, regulatory compliance challenges, and operational vulnerabilities. Traditional financial institutions prioritize stability, security, and compliance within established risk management frameworks. The divergence in operational models and risk management approaches creates a fragmented risk landscape, posing significant challenges to the financial system's stability and security. This paper identifies the critical need for a unified framework integrating the risk management practices of traditional financial institutions and fintech companies. The proposed framework leverages AI and ML to enhance the accuracy and comprehensiveness of risk assessments, utilizing a centralized data repository for real-time risk assessment. Unified risk management policies covering cybersecurity, operational risk, regulatory compliance, financial crime, and real-time monitoring and reporting tools ensure robust risk management protocols and prompt response to potential risks. Aligning with regulatory requirements and incorporating best practices from both sectors, the integrated risk management approach enhances the financial ecosystem's stability, security, and public confidence.

The impact of antecedent soil moisture content on soil erosion is a complicated phenomenon, which is still under argument with contradictions in research results. Hence, the objective of this study is to investigate the impact of antecedent soil moisture content to soil loss on clay soil by conducting two-year field experiments under natural rainfall on runoff plots with length of 10 meters, width of 3 meters, and uniform slope of 9%. Volumetric soil moisture sensors were used to log soil moisture changes, and soil moisture readings were used along with rainfall records to quantify the antecedent soil moisture conditions for each rainfall event. Results of this study show duration of the effective erosion event outranks the antecedent volumetric soil moisture content. Field study also suggests that accumulative rain falling within 48 hours (Pp48) prior to an effective erosion event strongly correlated with soil loss per Rainfall-Runoff Erosivity Index (Soil Loss / EI30), particularly when the duration of an effective erosion event is either between 3 ~ 7 hours or 10~ 30 hours. Hence, Pp48 can be considered as an alternative to replace antecedent soil moisture content in RUSLE 2’s cover and management factor.

Ensuring banking stability is essential for economic resilience and the prevention of financial crises. Financial Stability Reports (FSRs) provide critical data on the financial system. This study advocates for the use of text mining tools to enhance the analysis of FSRs. Text mining offers a systematic method for extracting insights from unstructured data, allowing analysts to uncover detailed information on capital adequacy, risk management, and regulatory compliance. Additionally, this approach identifies emerging trends and vulnerabilities that may not be apparent through traditional analysis methods. The paper examines the application of text mining techniques to FSR analysis within the Republic of Armenia.

Researches on the runoff and sediment reduction effects of soil and water conservation measures are being on the rise, which is of great significance for carrying out strategic on soil and water conservation in the Yellow River Basin. Through the analysis of various soil and water conserva-tion measures, runoff, sediment, and rainfall datas in the Sanchuan River Basin from 1960 to 2019, we use the lagrange multiplier method to determining the threshold year of soil and water con-servation measures on runoff and sediment processes. The preliminary conclusion is as follows: The trend of flood season rainfall and annual rainfall in the Sanchuan River Basin is consistent. The 10-year average rainfall in each periods indicates that before 2000, it gradually decreased and then significantly increased. The 10-year average runoff showed a gradual decrease before 2010, followed by a sudden increase, while the 10-year average sediment has shown a decreasing trend years by years, especially after the centralized treatment period. Terrace and dam measures show a trend of first decreasing, then increasing, and then approaching stability during different treat-ment periods, while the trend of forest and grass measures is slightly decreasing and then in-creasing rapidly. The runoff and sediment reduction effects of various soil and water conservation measures during different treatment periods indicate that the runoff reduction effect reached its peak in 2005, while the sediment reduction benefit reached its best in 2015. Based on the compre-hensive benefits of runoff and sediment regulation, 2015 are considered as the threshold year for various soil and water conservation measures, with each measure areas being 4.86 × 104, 17.91 × 104, 1.20 × 104, and 0.83 × 104hm2, respectively. The research results will have certain reference significance for the high-quality development of soil and water conservation in the Yellow River Basin.

COVID-19 pandemic disproportionately affected seven South Asian countries because of rampaging virus and weak health system response. Vaccination commenced in all countries during early 2021, once the vaccines became available in the international market. Vaccines were donated by international development partners, friendly countries and procured utilizing domestic resources and financial support from various agencies. All countries opted for a phasing of the vaccination by prioritizing high risk populations which included health care personnel, front line workers and elderly with comorbidities. Seven vaccines that had WHO emergency authorization usage were utilized in South Asia. India produced more than 2.4 billion doses of AstraZeneca vaccine and has indigenously developed five COVID-19 vaccines. Vaccine inequity was obvious and characterized by fewer people in South Asia vaccinated with single dose vis a vis the developed countries. Vaccine hesitancy was another obstacle that kept the vaccination rates low. Difficult to reach areas in Afghanistan, Bhutan, Maldives, Nepal could not fully access vaccines. South Asian countries need to strengthen their health system for efficient deployment of vaccines in future health emergencies. At the same time the global agencies and developed countries must address the issue of vaccine access to low-income countries to mitigate the impact of pandemic all over the world.

The genus Amomum encompasses six medicinal species that are extensively utilized and have a significant historical background. Due to their morphological similarities, however, the presence of counterfeit and substandard products remains a challenge. Accurate plant identification is therefore essential to address these issues. This study utilized 11 newly sequenced samples along with extensive data from NCBI to perform molecular identification of these six species. The plastomes of Amomum displayed a typical quadripartite structure with conserved gene content, yet showed independent variations in the SC/IR boundary shifts at both inter- and intra-specific levels. Our approach incorporated ITS, ITS1, ITS2, complete plastomes, matK, rbcL, and psbA-trnH sequences for molecular identification, which effectively differentiated the six medicinal species within the genus Amomum, as confirmed by distance-based and phylogenetic tree analyses. Among these, the ITS, ITS1, and complete plastomes sequences demonstrated the highest identification success rate (3/6), followed by ITS2, matK, and psbA-trnH (1/6). In contrast, rbcL failed to identify any species. This research successfully established a reliable molecular identification method for Amomum plants, to protect wild plant resources and promote the sustainable use of medicinal plants and restrict the exploitation of these resources.

Revealing the spatial distribution mechanism of the coupling effect between soil water and salt is essential for managing saline-alkali farmland. This study utilized the multifractal method to analyze soil water and salt under varying water content levels in arid saline-alkali farmland. Soil samples were collected on the second (S1), fifth (S2), eighth (S3), eleventh (S4), and fourteenth (S5) days after a rainfall event. The findings showed that a significant decrease in soil water content, contrasting with an increase in soil salt content throughout the soil layers post-rainfall. As water content decreased, the spatial variability of soil water initially increased from S1-3 and then decreased, while the spatial variability of soil salt decreased. The spatial distribution between soil water and salt exhibited a high correlation at S3-4 (with relative water content of soil ranging from 0.52 to 0.75) due to their coupling effect. However, soil salt was unevenly leached by rainfall at high water content levels (S1-2) and precipitated at low water content levels (S5), resulting in low spatial variability correlations between soil water and salt. This study elucidated the coupling process of soil water and salt, identifying their spatiotemporal distribution mechanism in dryland agricultural areas.

In the process of oil and gas development and production, when the flow rate in the wellbore is large, the materials underground will be eroded, causing the operation to be unable to proceed smoothly and reducing the efficiency of oil and gas production. Therefore, optimizing the anti-erosion coating under high-speed flow conditions in wellbore is a very interesting thing. It can greatly improve operational efficiency. In this paper, laser cladding was used to prepare the new coating used in the PDC drill bit. Then, the effects of tungsten carbide and multi-layer graphene on the microstructure and properties of the tungsten carbide coating were studied. The research results indicate that, for new coatings, 60% tungsten carbide and 0.3% graphene are the optimal ratios. After adding WC, the hardness has significantly improved. However, when the WC content further increases more than 30%, the increase in hardness is relatively small. In addition, when the content of graphene is more than 0.3%, the branched structure became thicker, and not only the segregation of Cr, Si and W became very obvious again, but also the segregation of Fe occurred at the Ni enrichment site. The research results contribute to improving oil and gas production and operational efficiency under high-speed fluid flow conditions in the wellbore.

This article evaluates the macroeconomic implications of commercial bank seigniorage, which emerges from the commercial banks’ power to create money in a fractional reserves regime. After evaluating the impact on aggregate output of commercial bank money relative to alternative exchange arrangements, the article identifies the determinants of commercial bank seigniorage and analyzes how equilibrium prices are determined in an economy where commercial banks extract seigniorage. The article also identifies the conditions under which commercial banks extract seigniorage, clarifies the relationship between seigniorage from commercial bank money creation and profits from pure financial intermediation, and shows how commercial bank seigniorage changes with different types of interbank payments settlement.

Tegucigalpa, the capital city of Honduras, has the highest number of landslides recorded in the country. In a previous study, landslides were found to be mainly concentrated in areas with colluvium and residual soils. The present study focused on assessing the physical vulnerability of houses and the risk linked to landslides in these types of soils. As an input for this assessment, the study generated landslide risk vulnerability functions based on empirical data. The study's findings suggest that the estimated Annual Average Losses associated with landslides in this region is USD 7.26 million. Moreover, the study developed a novel approach for the spatial and temporal estimation of landslide hazard probability, which overcomes some of the limitations identified in previous landslide risk assessment studies.

Bridging widening socioeconomic gaps calls for a paradigm shift and the use of effective strategies such as Waqf banks to develop and provide basic services and such as education, shelter, employment opportunities and social amenities to the poor, while reducing the state’s burden and working to constructively address the reasons for the gap. Waqf banks are set-up through the use of cash waqfs and would operate multiple waqf funds alongside an assortment of financial instruments. Their earnings however are issued as low-cost credits to the poor, economically disadvantaged and the underprivileged regardless of their financial status, instead of focusing exclusively on generating shareholder profits. This would significantly aid the economy in steady, sustainable growth; effectively raising the lower bar on per capita income and lifting untold multitudes out of poverty. This study explores how interest-free and affordable loans can be provided to the poor or lower income demographics, while further discussing bank structures such as Shari‘ah compliance, services rendering, investment and waqf distribution. This study shows that there is a need for Shari’ah compliant waqf banks which in addition to providing services for beneficiaries, would also effectively manage investment and waqf funds that contribute to overall national development and economic growth. This inquiry would be of high relevance to experts, financial managers, regulators and policy makers in the fields of waqf, banking and finance.

This research challenges the traditional perspective on consumer behavior, which focuses on external factors shaping the sequential stages of decision-making. Instead, it proposes a paradigm shift by treating the decision-making process itself as an independent variable, exploring its impact on various outcomes like purchasing behavior, brand loyalty, and post-purchase satisfaction. This novel approach offers deeper insights into the intricacies of consumer behavior, particularly in the digital age. By uncovering the reciprocal relationships between the decision-making process and other variables, the research provides a more nuanced understanding of how consumers navigate today's complex landscape. It further delves into how variations in the decision-making process across diverse consumer groups influence various outcomes, recognizing the unique characteristics and needs of different demographics. The research also acknowledges the interplay of psychological, social, and contextual factors that shape both the decision-making process and its downstream effects, offering a comprehensive understanding of the multifaceted influences on consumer behavior. Ultimately, by studying the decision-making process as an independent variable, this research aims to equip businesses and researchers with valuable insights, enabling them to better navigate the ever-evolving world of consumer behavior.

Utilizing ecological engineering to manage pests by enhancing the biological control function of natural predators through the selection of high-efficiency bank plants and the establishment of bank plant systems within agricultural ecosystems is an optimal strategy. While bank plant systems have found widespread use in greenhouse crop cultivation, their application in rice fields remains limited. This study aimed to assess the efficacy of Leersia sayanuka as a bank plant for controlling planthoppers and to explore the potential of sesame as a complementary plant to enhance the effectiveness of the bank plant system through field trials. The findings revealed that planting a strip of L. sayanuka, at least 50 cm wide and extending over 1 m in length, had a notable impact on planthopper control in paddy fields. Moreover, the incorporation of Sesamum indicum, a nectar plant, into the bank plant system consisting of L. sayanuka, Nilaparvata muiri, and Anagrus nilaparvatae, led to a significant increase in the population of Anagrus spp. in rice fields. This increase was accompanied by a rise in the egg parasitism rate targeting rice planthoppers, resulting in a marked improvement in overall rice planthopper control in paddy fields. Thus, the combined system demonstrated efficiency as an effective bank plant system for managing rice planthoppers.

This research investigates the intricate dynamics between intellectual Capital (VAIC) and the stability of banks in the evolving context of Saudi Arabia's banking sector. Against the backdrop of rapid economic reforms under Vision 2030 and the challenges imposed by the COVID-19 pan-demic, the research provides a nuanced analysis of how intellectual capital and intellectual capital's components—Human Capital Efficiency (HCE), Structural Capital Efficiency (SCE), and Capital Employed Efficiency (CEE)—affect the financial stability of Saudi banks. The research analyses a decade-long panel dataset from 2012 to 2022, utilizing both fixed effects and cross-section random effects models to discern the impact of intellectual capital on bank stability. The findings reveal a positive overall influence of intellectual capital on bank stability; however, individual compo-nents present a complex relationship, with CEE showing a positive association and HCE and SCE demonstrating unexpected negative correlations with bank stability. The research identifies lev-erage (LEV) as a significant factor negatively impacting stability. Operational efficiency (OPEF) and size (SIZE) also negatively affect stability. Surprisingly, macroeconomic indicators and bank size exhibit non-significant effects on bank stability. Similarly, the direct impact of the COVID-19 pandemic was found to be non-significant, suggesting a resilient banking environment or the presence of effective mitigating strategies. As Saudi Arabia continues its ambitious economic transformation, this research underscores the critical role of effectively managed intellectual capital in ensuring the banking sector's stability. It provides a foundation for ongoing research in this vital area.

Modern portfolio theory claims that diversification into non-correlated or negatively correlated activities reduces the overall risk of a portfolio. Considering the total income of a bank as a portfolio of interest income and non-interest income, this paper investigates how the variability of interest income and non- interest income, and covariance between interest income and non-interest income influence the various risk factors of banks. We set out a study in the Indian context. We have extracted data for the period 2005-2017 and employed an extended version of Ridge, Lasso and Elastics Net regression to take care of multi-collinearly in our data. We have considered 10-fold cross-validation techniques to get optimal values of tuning parameters for Ridge, Lasso, and Elastics Net regression (which is a convex combination of ridge and the LASSO). We have compared different regression techniques by comparing RMSE and R2. We observe that non-interest income is positively correlated with interest income in the Indian context, but it does stabilize variance, idiosyncratic risk & market risk (Beta) of Indian Banks.

This paper analyzes the potential strategies for a bank merger from a Sustainable Development Goals (SDG) perspective, focusing on three key criteria: profitability, market share, and service quality. In the short-term, the merged bank should prioritize optimizing financial performance through cost management, revenue stream identification, and risk management practices. Market share expansion can be achieved through targeted customer acquisition and retention efforts, market research, and competitive analysis. Service quality can be enhanced through improved customer service, efficient complaint resolution processes, and leveraging technology. These short-term plans align the merged bank's operations with the identified criteria and promote responsible banking practices that contribute towards the SDGs. In the long-term, the merged bank should focus on diversifying revenue streams, expanding its customer base, and optimizing cost structure. Long-term strategies should include establishing a strong brand presence, customer loyalty programs, and continuous improvement in service quality. The paper emphasizes the importance of monitoring progress, making necessary adjustments, and aligning with SDGs for sustained profitability and long-term success in the marketplace. The findings of this study provide valuable insights for banks considering a merger and highlight the significance of considering SDGs in their strategic planning.

Despite nearly a century of research on water related issues, water erosion remains one of the greatest threats to soil health and soil ecosystem services around the world. Yet to date, data on water erosion needed to develop mitigation strategies is scarce, especially in the Sahelian regions. The current study therefore sets out to estimate annual soil losses caused by water erosion and to analyze trends over the period of 1981-2020 in the Mékrou watershed, located in the Middle Niger river sub-basin in West Africa. The revised universal soil loss equation, remote sensing and the Geographic Information System (GIS) were deployed in this study. Several types of data were used, including rainfall, soil conditions, topography and satellite images. The estimated average annual amount of water erosion in the Mékrou watershed is 6.49 t/ha/yr over 1981-2020. The dynamics of the ten-year average are highly variable, with a minimum of 3.45 t/ha/yr between 1981 and 1990, and a maximum of 8.50 t/ha/yr between 1991 and 2000. Even though these average soil losses in the Mékrou basin are below the tolerable threshold of 10 t/ha/yr, mitigation actions are needed for prevention. In addition, the spatial dynamics of water erosion are noticeably heterogeneous. The study reveals that 72.7% of the surface area of the Mékrou watershed is subject to slight water erosion below the threshold, compared with 27.3%, particularly in the mountainous south-western part, which is subject to intense erosion above the threshold.

Salt marshes in the southern North Sea are part of the UNESCO World Heritage Site Wadden Sea, the largest unbroken system of intertidal sand and mud flats in the world. They provide a very high nature value while significantly contributing to coastal flood and erosion risk management as a nature-based element of flood and erosion risk management systems for the densely populated coastal area. Climate change-induced sea-level rise is a significant concern: An integrated approach to salt marsh management adapted to the effects of climate change necessitates a understanding of the impact of different management strategies. This review commences with a description of the biogeomorphological conditions and processes in salt marshes for a better understanding of the natural dynamics and how they are influenced by management and climate change. In a second step, the impact of salt marshes on hydrodynamic processes and their role as nature-based element of flood and erosion risk management is presented. Management options and implementation methods are discussed and analysed concerning coastal flood management and nature conservation requirements. In conclusion, a targeted salt marsh management needs to consider the initial conditions and the development aims of the specific site integrated in a conceptual framework. Salt marshes have the potential to adapt to sea-level rise, thereby contributing to the long-term protection of coastal areas.

(1)Background: Fascioliasis is considered a neglected tropical disease affecting an estimated 17 million people in more than 70 countries worldwide. The highest prevalence of human fascioliasis is found in regions where livestock farming and consumption of raw or undercooked freshwater plants are common, such as parts of Africa, Asia, Europe, and Latin America. It is responsible for over 90,000 disability-adjusted years of life due to associated abdominal complications. We conducted a study to investigate the prevalence of human fascioliasis through a systematic review and meta-analysis of all available literature in Sun-Saharan Africa.(2). Methods: We screened a total of 126 publications using pubmed online search engine databases; Web of Science and CAB for articles published within a 20-year period between 2000 and 2022. We used a comprehensive search method using a combination of terms, parasite and disease names. The initial search resulted in a screening of articles by title, abstracts and full texts. The relevant information on the prevalence of human fascioliasis in Africa was extracted. Of the 126 publications, 33 articles were selected for meta-analysis. The essential information required was extracted from these documents and determined through statistical analysis in Microsoft Excel for calculating the prevalence of human fascioliasis in sub-Saharan Africa. The variance of each study was assessed using a bimodal distribution and heterogeneity assessment using a I2 index. Analysis was performed using random effects models.(3)Results: A total of 271 articles were searched through the database search and 33 articles were eligible studies that provided qualitative information on the prevalence of human fascioliasis in Africa. These make up 12.17% (n=33). The pooled prevalence estimates for human fascioliasis are 0.032% (IVhet PPE: 0.032% (95%CI 1.4-6.53). The highest prevalence rate was observed in Egypt with a prevalence of 100%. The prevalence of human fascioliasis is very high in some sub-Saharan countries, partly due to neglect of diagnostics, demonstrating the bias of available information for decision-making in human fascioliasis across Africa, given the spatial presence, scarcity and incompleteness are region.(4)Conclusions: The prevalence of Human fascioliasis is very high in some Sub-Saharan Countries partly due to neglect in diagnostics. This presents how highly focal with spatial occurrences, scarcity and patchy the available information for decision making is on Human fascioliasis across the Sub-Saharan African region.

Lung cancer remains one of the leading causes of cancer-related mortality worldwide. There is evidence of a complex interplay between lung cancer and interstitial lung disease (ILD), affecting disease progression, management strategies, and patient outcomes. Both conditions develop as the result of common risk factors such as smoking, environmental exposures, and genetic predispositions. The presence of ILD poses diagnostic and therapeutic challenges in lung cancer management, including difficulties in interpreting radiological findings, increased susceptibility to treatment-related toxicities, such as acute exacerbation of ILD after surgery and pneumonitis after radiation therapy and immunotherapy. Moreover, due to the lack of large, phase III randomized controlled trials in patients with lung cancer and ILDs, the evidence-based therapeutic options remain limited. The role of antifibrotic treatment in the prevention of lung-cancer-related treatment toxicities remains to be elucidated. Emerging diagnostic modalities and biomarkers, and optimizing personalized treatment strategies are essential to improve outcomes in this patient population.

In economics, especially econometrics, fixed-effects are widely recognized as powerful tools for heterogeneity analysis of longitudinal data sets. However, the existing research pays more attention to such as the variable selection, parameter estimation and dimension reduction on linear relationships with too many assumptions while nonlinear relationships are ubiquitous. In this paper, an extension fixed-effects model is proposed on the curve_fit nonlinear least squares. First, with the help of expert knowledge, the series regressions between independent variables including time and dependent variable is estimated on each series data, and the parameters are estimated by curve_fit. Similarly, the coeffection between independent variables including time and dependent variable is also initially estimated on the whole panel data. Second, the distance between regressions is defined, and then the coeffect function between the series regressions is obtained on the initial co-effect with curve_fit. Third, the time-effects and individual fixed-effects for each series data in the panel data are estimated on the differences of series regressions and co-effect function. Additionally, the effectiveness of the proposed method is varified on the synthetic data.

The dust originating from the extinct lake of the Aral Sea poses a considerable threat to the sur-rounding communities and ecosystems. The accurate location of these wind erosion areas is an essential prerequisite for controlling sand and dust activity. However, few relevant indicators re-ported in the current study can accurately describe and measure wind erosion intensity. A novel wind erosion intensity (WEI) of a resolution unit was defined in this paper based on the deformation due to the wind erosion in this resolution unit. We also derived the relationship between WEI and soil InSAR temporal decorrelation (ITD). The ITD is usually caused by the surface change over time, which is very suitable for describing wind erosion. However, within one resolution unit, the ITD signal usually includes soil and vegetation contributions, and few studies are referred to this. Therefore, we proposed an ITD decomposition model (ITDDM) to decompose the ITD signal of a resolution unit. The least-squares method (LSM) based on singular value decomposition (SVD) is used to estimate the ITD of soil (SITD) within a resolution unit. We verified the results qualitatively by the landscape photos, which can reflect the actual conditions of the soil. At last, the WEI of the Aral Sea from June 23, 2020, to July 05, 2020, was mapped. The results confirmed that (1) Based on the ITDDM model, the SITD can be accurately estimated by the LSM method, (2) the Aral Sea is experiencing severe wind erosion, and (3) The middle, northeast, and southeast bare areas of the South Aral Sea are where salt dust storms may occur.

This study explores the evolution of price-to-book (P/B) ratios among European banks from 2005 to 2020, period where the majority of banks in different countries had a P/B ratio below 1. By dissecting banks' accounting equity into investor contributions and earnings-derived components, the research aims to evaluate how each component of equity affects these ratios and investigates whether their dynamics shifted during the period. We address a gap in prior research that has not extensively examined how individual equity components affect the overall P/B ratio. This aspect is crucial, especially in scenarios where the increase of specific components compensates for declines in others, thereby stabilizing total equity values. Our methodology involves regression analyses using a panel data model with random effects. The findings reveal that earnings-related equity components significantly influence P/B ratios. In contrast, investor contributions; which strengthen the solvency of the entity, appear to have a minimal impact. Additionally, our analysis highlights a significant quadratic relationship between the P/B ratios and both the profit or loss reported on Income Statements and distributed dividends.

Using the World Bank Global Findex Database for 91 countries in 2014, 2017, and 2021, we examine whether fintech levels influence bank performance and whether fintech’s interaction with GDP per capita causes differential effects on bank performance globally. Since fintech levels were already very high for rich countries when the World Bank started providing fintech development statistics in 2014, we estimate AbFintech by regressing fintech levels on GDP per capita by year. AbFintech is the difference between the fintech level and its fitted values. Then, using multiple regression analyses, we investigate the impact of AbFintech on bank performance worldwide, focusing on the differential effects of AbFintech and GDP levels on bank performance. We find AbFintech significantly increases bank performance, primarily in less developed countries. Specifically, AbFintech increases banks’ ROA in the least developed countries and net interest margin in the 75th percentile countries. Also, AbFintech decreases the cost-to-income ratio in the 75th percentile countries, while it increases the ratio in the most developed countries. AbFintech does not affect the ratio of noninterest income to total income, regardless of the level of economic development.

Cases of road cave-ins have been reportedly increasing globally and reports have associated this phenomenon to underground soil erosion due to defective sewer pipes. As the sewer pipes age, they may develop some defects which may lead to cracks and crevices that will lead to infiltration of the soils surrounding the pipe into the pipe, leading to the formation of cavities around the pipe. Therefore, this study investigated the factors behind the causes of underground soil erosion due to defective sewer pipes and proffered solutions for combating underground soil erosion due to defective sewer pipes. The study objective included; (a) establishing how the soil particle sizes affect the internal soil erosion due to defective sewer pipes, (b) determination of the effect of defect sizes on the internal soil erosion due to defective sewer pipes, (c) establishing the effect of the embedment material used on the internal soil erosion due to defective sewer pipes, (d) investigation of the type of soil erosion mechanism in the presence of a buried sewer pipe defect caused by the groundwater infiltration process. The methodology of the study involved reviewing and analyzing secondary qualitative and quantitative data. The findings established that the defect size of the pipe, the type and characteristics of the soil and the type of embedment materials used affected erosion of soil around a defective sewer pipe.

A review of the surface ablation of hominin teeth by attrition, abrasion and erosive wear. The occurrence of these lesions is explored in a sample of South African fossil australopithecine dentitions revealing excessive wear. Interpretation of the nature of the dietary components causing such wear in the absence of carious erosion provides insight into the ecology of the Plio-pleistocene epoch (1-2 million years ago). Fossil teeth inform much of the living past by their retained evidence after death. Tooth wear is the ultimate forensic evidence of lives lived.

Purpose: This pilot ex-vivo study and first clinical experience in Italy evaluate the impact of using pre-implantation crosslinking on all-femtosecond laser-cut corneal allogenic intracorneal ring segments (AFXL CAIRS). Methods: Six human donor eye-bank corneas were used for the preclinical ex-vivo human study. Three corneas were used for AFXL CAIRS. First, they were prepared (D) with the IntraLase™ femtosecond laser (Johnson & Johnson, USA). The allogenic tissue rings were crosslinked before implantation with Riboflavin -UV-A accelerated crosslinking protocol (ACXL) with a 0.1% HPMC Riboflavin isotonic solution (Vibex Rapid, Glaukos-Avedro, USA) and the new KXL UV-A emitter (Glaukos-Avedro, USA). Three corneas were used as recipients (R) of the AFXL CAIRS. After completing the ex-vivo phase, the first two Italian patients were treated. A single ACXL CAIRS was implanted in a 51-year-old male with 53.53 D K steep, 363 m minimum corneal thickness (MCT) and a double ACXL CAIRS was implanted in a 46-year-old male patient with 58.30 D K steep and 443 m MCT. The follow-up was at three months. Results: Crosslinking of the segments enhanced tissue strength and grip, facilitating manipulation and CAIRS insertion into the recipient tunnels and the yellowish color of the crosslinked segments improved visibility. The segment’s thickness and volume remained unaltered during the follow-up. Both patients improved UDVA and BSCVA. K steep and HOAs were reduced and MCT increased. Conclusions Pre-implantation ACXL facilitated CAIRS insertion by increasing the viscoelastic consistency without altering physical characteristics and volume during the follow-up, rendering this important step a promising candidate in method standardization. Functional data and MCT improved significantly without adverse events.

The digital age has ushered in unprecedented connectivity and convenience, but it has also given rise to escalating cyber threats and privacy concerns. This study examines the intricate balance between technological advancement and personal privacy in the face of evolving cyber risks. A comprehensive literature review was conducted, analyzing peer-reviewed articles, government reports, and industry white papers from the past decade. Additionally, case studies of major data breaches and privacy violations were examined. Surveys and interviews with cybersecurity experts, policymakers, and privacy advocates were conducted to gather diverse perspectives. The research reveals a significant increase in both the frequency and sophistication of cyber-attacks, coupled with a growing public awareness of privacy issues. However, there is a notable disconnect between individuals' stated privacy concerns and their online behaviors. Regulatory efforts to protect privacy often lag behind technological advancements and cyber threats. Maintaining equilibrium between technological progress and privacy protection requires a multifaceted approach involving enhanced cybersecurity measures, updated regulations, and improved digital literacy. The study underscores the need for ongoing collaboration between government, industry, and academia to address this complex challenge.

Channel bends are one of the most important characteristic features of natural streams. These bends often create the conditions for a hyporheic zone, which has been recognized as a critical component of stream ecosystems. The streambed vertical hydraulic conductivity (K_v), vertical hydraulic gradient (VHG) and Darcian flux (DF) in the hyporheic zone were estimated at 61 locations along a channel bend of the Beiluo River during July 2015 and January 2016. All the streambed attributes showed great spatial variability along the channel bend. Both upward fluxes and downward fluxes occurred during the two test periods, most of studied stream sections were controlled by downwelling, indicating stream water discharge into the subsurface. The average downward flux was higher at the downstream side than at the upstream side of the channel bend, especially in July 2015. The distribution of streambed sediment grain size has a significant influence on the variability of K_v; high percentages of silt and clay sediments generally lead to low K_v values. Higher K_v at the depositional left bank at the upstream site shifted toward the erosional right bank at the downstream site, with K_v values positively correlated with the water depth. This study suggested that the variabilities of K_v and VHG were influenced by the stream geomorphology and that the distribution of K_v was inversely related, to a certain extent, to the distribution of VHG across the channel bend. K_v and VHG were found to have opposite effects on the DF, and the close relationship between K_v and DF indicated that the water fluxes were mainly controlled by K_v.

Bank crisis can mostly be traced to a decrease in the value of bank assets. Banks are vulnerable to a number of risks. This happens in one or a combination of the following incidences; when loans turn bad and cease to perform (credit risk), when there are excess withdrawals over available funds (liquidity risk) and rising interest rates (interest rate risk). Bad credit management, market inefficiencies and operational risk, among a host others can trigger panic withdrawals by depositors with a sense of insecurity emanating from the fear of loss of investment. In fact, the failure of Barings Bank and Lehman Brothers Holdings Inc was attributable to varied factors spanning from non-monitoring of employee activities, management’s involvement in dubious accounting practices, unethical business practices by management, over indulging in risky and unsecured derivative trade. To guide against similar bank collapse in the near future, there should be an enhanced communication among international regulators and authorities that exercise oversight responsibilities on the security market. National bankruptcy laws should be invoked to forestall liquidity crisis so as to prevent freezing of margins and positions of solvent customers.

The goal of this paper is to explore the relationship between the specific non-performing loan ratio (NPL ratio) and the corresponding impact on the bank’s profitability and lending behavior. It also seeks to investigate the macroeconomic impacts of economies with excessively high NPL ratios as well as the efficacy and impact of alleviation measures used by banks and governments around the world to help facilitate a decrease in high NPL ratios. The possible implications and effects of the COVID-19 pandemic on NPL ratios is also addressed in this paper. It is found that when excessively high NPL ratios go unaddressed, the economy tends to suffer. On the other hand, this study shows that when measures are taken to reduce or eliminate the high NPL ratios, economic performance improves, and the reduction has a clear positive impact on the economy.

This study examines the exchange rate rebound effects of the Central Bank intervention in the selected ECOWAS economies. An empirical understanding of these effects is very important to trade adjustment as well as the macroeconomic stability in these countries. Using the panel data modelling framework, the study finds that the impact of the Central Bank intervention on exchange rate is insignificant and it does not lead to the exchange rate rebound. In addition, money supply as well as monetary policy rate implemented by the monetary authorities significantly influences the level of exchange rate in a positive direction.

Several empirical studies indicate that the lack of financing is one of the main barriers that affects the economic growth of small and medium enterprises (SMEs). The main objective of this investigation was to determine to what extent the economic sector; enterprise size; the characteristics inherent to the enterprise; legal status; the variables linked to the performance of the enterprise; and the attributes of the owner influence the access to bank financing of SMEs in Mexico. Using a discrete response probit regression model, the impact of enterprises characteristics on the probability of obtaining a bank loan was determined. The data collected is from the Enterprise Surveys of Mexico, carried out by the World Bank. The sample of 1,480 enterprises is representative by enterprise size, by economic sector, and by region. The research has a quantitative approach with a correlational scope and a non-experimental and transectional design. One of the main results highlights that the determinants with the greatest influence on access to bank financing are: age, the small size, foreign participation, and the manufacturing sector. These results are consistent with other empirical studies, as well as with the pecking order theory and the financial life cycle theory.

The integration of commodities into stock exchanges marked a pivotal moment in the analysis of price dynamics. Commodities, essential for both daily sustenance and industrial processes, encompass hard commodities like metals and energy, alongside soft commodities such as agricultural produce. This paper investigates the implications of commodity price volatility on commercial and financial landscapes, recognizing its profound impact on global economies. This study employs a meticulous methodology, delineated into four stages: identification, control, and final selection of academic articles, culminating in their tabulation. Methodologically, a literature review serves as the primary tool for data acquisition, with a focus on existing scientific knowledge to bridge gaps and propose avenues for further inquiry. Drawing from reliable sources, including Google Scholar and Science Direct, the research navigates through a wealth of scholarly discourse on commodity market dynamics. By analyzing trends in academic publications, particularly focusing on the interplay between volatility spillover and gold, this paper provides insights into the evolution of research paradigms over time. Ultimately, this paper not only synthesizes existing knowledge but also identifies lacunae for future investigation, thereby contributing to a deeper understanding of the complexities surrounding commodity markets and their ramifications on global economies.

Raindrop erosion is a significant materials limiting issue. It can affect materials for transportation and renewable energy converters such as wind turbines as well as all external structures used in the construction industries. In such cases, the raindrop effects can occur over a wide range of impact velocities and particles sizes. In understanding tribological variable effects, it is useful to study using reference materials. This is because the reference material is well characterized, from previous knowledge of the tribological and corrosion patterns. Further, the well established chemical composition and stochiometry of the corrosion products provide some background understanding of how effectively, during tribological action, the surface scale adheres to the substrate. In this study, a carbon steel was used as a reference to study the effects of velocity and drop diameter in a whirling arm erosion test rig. The results were used to establish the conditions where corrosion was accelerated and the environments where aerodynamic effects may have resulted in droplets being deflected the surfaces. Erosion maps were generated to illustrate such mechanisms based on the results.

Software project estimating (SPE) is a powerful but necessary step in the production of projects for software. Software project estimating includes several components, estimating software time, software resources, software costs, and software effort estimation (SEE). SEE seeks to estimate the number of "hours-person" and "months-person" of work required for developing or managing a software program. During the initial phase of the development of software, future efforts are impossible to predict. To estimate effort, many deep learning (DL) and machine learning (ML) models were previously created. For estimate, single-model techniques and ensemble methods were investigated in this research. Ensemble methods involve a combination of multiple separate models. Bagging, boosting, and voting were the ensemble methods looked into for estimation. Datasets considered for estimation were COCOMO81, COCOMONasa I, COCOMONasa II, Albrecht, Maxwell, China, Desharnais, Desharnais_1_1, Kitchenham, Boehm, and Belady. The evaluation criteria used MAE, RAE, RMSE, RRSE, and CC. The result from previous studies is that the total size of the set of data utilized is small in predicting the effort, as the largest size of the set of data used is the China dataset containing only 499 projects. So, in this study, the dataset has been merged to increase the total size of the set of data and increase the accuracy of prediction. The results indicated that the suggested merged dataset increased effort estimation accuracy.

An abundance of natural resources is both an opportunity and a challenge for developing countries. Several resource-rich, low-income countries receive amounts of foreign aid that are similar to or larger than their actual or potential revenues from natural resources. In such countries, the donors may have an opportunity to help a government to use its resource revenues productively and minimize the magnitude of risks created by resource rents. Development of aid instruments tailored for such purposes might be helped by model-based analysis of the effects of foreign aid on resource-rich, low-income economies and its interactions with the flows of natural resource revenues. This paper develops a growth model à la Barro in which the government receives windfalls (from natural resources and foreign aid) and rent-seeking agents contest for public funds. The key conclusion is that making aid countercyclical helps to achieve higher economic growth, and so does conditioning disbursements on enhancement of public capital. Introducing elements of insurance in the design of both aid products financing investments in infrastructure and social services and supporting policy and institutional reforms may help to achieve both of these objectives.

: In the realm of data management, data preservation stands as a critical undertaking aimed at preserving and upholding the integrity of data. Regardless of whether it concerns personal or enterprise data, the detrimental effects of malicious alterations implemented by attackers cannot be overlooked. Particularly in conventional industrial control environments, the prevalent practice involves the transmission of data from sensors to databases for storage purposes. However, it is essential to recognize that this process exposes the data to various vulnerabilities. Thus, to ensure the long-term security and reliability of the data, it becomes imperative to implement robust data preservation strategies within these industrial control systems. However, the reliance of these databases on physical hard disks introduces inherent vulnerabilities, including the potential for data loss due to disk damage or targeted malicious attacks. Consequently, it becomes imperative to prioritize the implementation of robust data preservation measures. These measures are crucial in mitigating the risk of disruptions and protecting critical data from compromise. By establishing effective data backup systems, employing advanced security protocols, and implementing proactive monitoring mechanisms, organizations can bolster their data preservation capabilities and safeguard against potential threats to data integrity and availability. As a result, many enterprises opt to store their data with third-party providers to ensure data integrity. However, this approach carries inherent risks. If the third-party service experiences an attack or if the data is tampered with, it becomes challenging to verify the integrity of the data. To address these concerns and ensure data preservation within the context of the Internet of Things (IoT), a growing number of individuals are integrating IoT with Distributed Ledger Technology (DLT). By leveraging DLT, the integrity of data can be ensured, reducing reliance on centralized third-party storage and enhancing security in the IoT ecosystem. In this article, IOTA is the DLT, which employs Directed Acyclic Graph (DAG) to store transaction information. Compared to Ethereum or other blockchain technologies, IOTA offers notable advantages in terms of transaction verification speed, making it highly suitable for real-time IoT environments. However, the conventional transmission path from sensors to IOTA nodes entails a complex route, involving multiple hardware devices before reaching the intended destination. This complexity poses challenges in ensuring data integrity during transmission and introduces vulnerabilities such as man-in-the-middle attacks or SQL injection attacks. To address these issues, we propose a method to streamline the transmission path between sensors and IOTA, specifically tailored for industrial fields with numerous IoT devices. Our approach involves preprocessing the data stored on the server using our method before uploading, ensuring data confidentiality, and leveraging IOTA to guarantee data integrity. To achieve the shortest path between IoT and DLT nodes, it becomes necessary to establish IOTA nodes on lower-level devices, such as Raspberry Pi or IoT controllers. By simplifying the transmission path, we can reduce the potential for tampering and enhance overall data security. Implementing our proposed method enables the assurance of data confidentiality and integrity during both transmission and storage on the server, strengthening the trustworthiness of the IoT, and IOTA integration.

In recent years, with the increasing prominence of environmental and social issues, investors have been paying more attention to the ESG performance of enterprises, highlighting the importance of ESG factors in the financial field. This study is based on the theories of banking business models, stakeholder theory, risk management theory, and ESG investment theory. It uses the financial data and ESG scores of Chinese listed banks to deeply analyze the ESG factors and explore their impact on the liquidity risk of commercial banks. The research found that (1) good ESG performance can reduce the liquidity risk commercial banks face by improving bank value and financial performance. (2) ESG factors can also enhance the liquidity management level of commercial banks through standardization and sustainable business principles, thereby reducing the occurrence and impact of liquidity risk. Therefore, it is necessary to reduce the liquidity risk of banks and promote the sustainable development of commercial banks from four aspects: ESG performance and management, bank value, financial performance, and policy regulation.

Enamel erosion is a process which happens every time we eat and it may be accelerated by some particular acid foods, drinks or other agents. Dental enamel when damaged by low pH substances becomes chalky, rough, opaque, yellowed and it can be related to dentinal hypersensitivity. To the present day, several possible solutions are available, therefore the aim of this study was to evaluate the effect of a biocompatible minerals serum based on calcium silicate, sodium phosphate and fluoride (Regenerate™) on the damaged enamel by four different acid liquids. 135 ovine teeth were equally divided into 5 groups and submerged for one week into lemon juice, energy drink, coffee, tea and physiologic solution for the negative control. The first 4 groups were evaluated for their color with an analogical color scale (Vita® Scale) and for their surface assigning a qualitative aspect among opaque, rough, chalky or smooth. Then they were treated with hydroxyapatite gels and re-evaluated for the same parameters. Data were checked for the normal distribution with Shapiro-Wilk test and analyzed with dependent t-test or Wilcoxon Signed Rank test, every test with a p≤0.05. Both color and surface aspect showed a strongly significant improvement after the treatment. Biocompatible minerals serum based on hydroxyapatite is able to reverse teeth erosion, improve the color and restore the smoothness of the dental enamel.

The solid particle erosion at room and elevated temperatures of pure and filled hot-curing epoxy resin on anhydride hardener was experimentally tested using accelerated method on special bench. Micro-sized dispersed industrial wastes were used as fillers: fly-ash from a power plant and spent filling material from a copper mining and processing plant. The results showed that the unfilled resin wear significantly decreases with increasing temperature, while the dependence on the temperature of the wear intensity at an impingement angle of 45o is linear inversely proportional, and at an angle of 90o non-linear. The decrease in wear intensity is probably due to an increase in elasticity (an increase in the fracture strain limit) because of heating. Solid particle erosion of the examined filled epoxy compounds is considerably higher than that of unfilled compounds at impingement angles of 90o and 45o. Filled compounds showed ambiguous dependences of intensity of wear from temperature (especially at an angle of attack 45o), probably, character of dependence is defined by a filler share and the structural features of the samples caused by distribution of particles of the filler. Intensity of wear of the considered compounds at impingement angles 90o and 45o has high direct correlation with density and the modulus of elasticity (i.e., increases with their increase), and low correlation with bending strength of the considered materials. The data set for determining the correlation between mechanical properties and wear included characteristics due to both compound filling and test temperature.

Evaluation ecosystem service value (ESV) is critical for “lucid waters and lush mountains are invaluable assets”. However, the ESV estimation and spatial-temporal analysis for mountainous soil erosion area is rare, e.g., Changting county, China. In this study, we developed a remote sensing driven mountainous equivalent factor (RS-MEF) method to estimate the ESV of soil erosion area in subtropical mountain. It is a hybrid of a conventional equivalent factor framework and the remote sensing techniques for mountains, and achieves several highlights of spatial adjustment using carbon sink with vegetation canopy, improvement spatial resolution, and removal topographic effect. Using the RS-MEF method, we estimated that the ESV of Changting county was about 15.80 billion CNY in 2010 and 34.83 billion CNY in 2022. Specifically, the ESV per unit area of major soil erosion area (MSEA) in the county was less than that of non-major soil erosion area (n-MSEA), however, the ESV growth rate of MSEA from 2010 to 2022 was faster than that of n-MSEA. Therefore, the ESV gap between two areas was shortened from 28.99% in 2010 to 15.83% in 2022. Topographic gradient effect analysis illustrates that the area with high elevation and small slope is one control focus in the next step. Our study indicates that the ecological restoration in the county has made great achievements in the ESV perspective, with low ESV area shrank evidently in MSEA; and the achieved knowledge of the ESV growth and inherent factors is valuable and instructive for the next soil and water conservation.

The goal of this lab is to look at how the characteristics of cementitious materials are affected by bending loads combined with dry and wet cycles of sulfate. In this paper, three sets of specimens with different water–cement ratios were designed. This study applied 20% and 40% of the ultimate bending load as a continuous bending load to the cementitious material specimens for a sulfate erosion test. It was discovered that the specimens' porosity, flexural strength, and compressive strength all tended to improve initially before declining as the cementitious material was degraded in the sulfate solution aged. The flexural strength of the cementitious materials declined as the bending load increased, and their internal sulfate ion concentration rose. A transport model of sulfate ions in cementitious materials under the coupling effect of bending load and sulfate erosion was created by combining the improved version of Fick’s second law and chemical reaction kinetics. The simulation results show that the ion transport properties of sulfate ions in cementitious materials are in accordance with the experimental laws. These research results formed the basis of the unified standards for the coupling of load dry and wet cycle systems, as well as evaluating the durability of cementitious materials under corrosive environments.

Bangladesh is located in the alluvial floodplain of the Ganges–Brahmaputra–Meghna (GMB) river system and its numerous tributaries. In this country, the frequency, as well as severity, of riverbank erosion is high. To examine the impacts of riverbank erosion on rural food security, a baseline survey was conducted in Zajira, Bangladesh. The findings show that most people in the study area are affected by riverbank erosion. Moreover, agricultural production is gradually decreasing as a result of loss of farmland due to the catastrophe and its impacts. In some cases, people lose their entire homestead and are left with few income opportunities and low purchasing power. Consequently, they face the constant threat of a food crisis. The affected people follow some coping mechanisms to face these stressful situations, such as relying on less expensive or less preferred food items. While the local-government authorities have implemented some programmes to assist them, such as food aid and social-safety-net schemes, these are insufficient, due to the government's limited institutional resources and capacities. These findings suggest that for formulating effective rural-development plans, assessing the impact of riverbank erosion on the food security of people living in the affected areas is a prerequisite.

This analysis focuses on identifying the most efficient and cost-effective method of supplying power to a remote site, exploring photovoltaics (PV) and small wind turbines as primary power sources, and evaluating battery banks and hydrogen storage fuel cell systems as potential storage options. The hydrogen storage system converts surplus renewable power into hydrogen through an elec-trolyzer, storing it for later use in a fuel cell when renewable sources produce less power, enabling efficient energy storage during peak production periods. A sensitivity analysis of wind speed and hydrogen subsystem cost was conducted to evaluate the hydrogen storage system's performance. The optimal system graph suggests that the hydrogen subsystem must significantly decrease in cost to rival the battery bank, and in most cases, both the hydrogen system and battery bank were recommended together, offering reliable and efficient power for the remote site. While the battery bank is presently the more feasible option for powering the remote site, continuous monitoring and evaluation of both systems, considering site location, energy needs, and available resources, are essential to determine the most suitable power supply approach as technology advances and costs evolve over time.

Accurate and efficient battery modeling is essential to maximize the performance of isolated energy systems and to extend battery lifetime. This paper proposes a battery model that represents the charging and discharging process of a lead-acid battery bank. This model is validated over real measures taken from a battery bank installed in a research center placed at “El Chocó”, Colombia. In order to fit the model, three optimization algorithms (Particle Swarm Optimization, Cuckoo Search, and Particle Swarm Optimization+Perturbation) are implemented and compared, being the last one a new proposal. This research shows that the model with the proposed algorithm is able to estimate and manage the real battery characteristics as SOC and charging/discharging voltage. The comparison between simulations and real measures shows that the model is able to absorb reading problems, signal delays, and scaling errors. The approach we present can be implemented in other types of batteries especially those used in stand-alone systems.

Background/Objectives: Accurate prediction of stock prices is an extremely challenging task because of factors such as political conditions, global economy, unexpected events, market anomalies, and relevant companies’ features. In this work, the random forest has been used to forecast the prices of the four major Greek systemic banks Methods/Analysis: We make use of a set of financial variables based on intraday data: (i) Open stock price, (ii) High stock price, (iii) Low stock price, and (iv) Close stock price of a particular Greek systemic bank. Results/Findings: The variables used here are crucial in predicting systemic banks' stock closing prices. These provide a better prediction of the next day's closing price of the bank series. Novelty /Improvement: To our knowledge, this is the first study that employs machine learning techniques in Greek systemic banks.

The peanut (Arachis hypogaea L.) is recognized as one of the most important legume crops globally for its use in human food; it is widely distributed and cultivated in tropical and subtropical regions. The purpose of this study was to evaluate the cryopreservation of five peanut varieties conserved in the INIAP Germplasm Bank, testing cryopreservation methods, evaluating the germination percentage of whole seeds and embryonic shoots. Subsequently, two quantitative variables, shoot length and root, were evaluated. The average germination percentage of varieties and treatments was higher when embryonic axes were isolated with 99.31% than 86.06% seeds. The best germination percentage of the five varieties for seeds and embryonic shoots was obtained by the Peruvian variety with 88.13% and 92.50%. The best treatments by variety for the germination of whole seeds and embryonic axes were obtained by the treatment (desiccation and NL) for whole seeds (GS2) with 95.42% and embryonic axes with 92.83%. Ageing and cryopreservation treatments positively affected germination and seedling vigor in whole seeds and embryonic axes. The two quantitative variables, shoot and root length showed variability between the five varieties; significant differences were observed between the four treatments evaluated for whole seeds and embryonic axes. The three treatments for whole seeds (GS1, GS2 GS3) and the non-cryopreserved control treatment (GSC), as well as the treatments for embryonic axes (GEA1, GEA2 GEA3) and the non-cryopreserved control treatment (GEAC), obtained good survival. They germinate whole seeds and embryonic axes with sprout development (aerial part) and root formation. With the most effective treatments for whole seeds (GS2) and embryonic axes (GEA2), the cryopreservation of the national peanut collection of the INIAP Germplasm Bank could be started.

Stainless steel grade AISI 304 is one of the most widespread modern structural material, alas its sliding wear and cavitation wear resistance are limited. Thus, AlTiN and TiAlN coatings can be deposited for increasing the resistance to wear of stainless steel components. The aim of the work was to investigate the cavitation erosion and sliding wear mechanisms of magnetron sputtered AlTiN and TiAlN coatings deposited on SS304 stainless steel. Films surface morphology and structure were examined using a profilometer, light optical microscope (LOM) and scanning electron microscope (SEM). The mechanical properties (hardness, elastic modulus) were tested by nanoindentation tester. The adhesion of deposited coatings was determined by means of the scratch test and Rockwell test. Cavitation erosion tests were performed according to ASTM G32 (vibratory apparatus) with stationary specimen procedure. Sliding wear tests were conducted using a nano-tribo testes i.e. ball-on-disc apparatus. Wear mechanisms are strongly contingent upon the structure and morphology of the tested materials. In relation to stainless steel substrate, the PVD films present a superior resistance to sliding wear and cavitation erosion. Higher resistance was noticed for AlTiN than for TiAlN film, mainly due to its superior hardness and elastic modulus. Cavitation erosion mechanism of both, AlTiN and AlTiN coatings is prone to embrittlement, imputable to fatigue processes that result in coating rupture and spallation that consist in coating fragmentation, formation of pits and finally detachment from the substrate. Additionally, films nanoindentation results measured before and after cavitation testing indicate changes in coatings structure, that acknowledged wear mechanism that starts with coating internal delamination in flake spallation mode. In contrary to PVD coatings, steel substrate is characterized by developed cavitation erosion wear with roughened surface and plastically deformed, semi-brittle, eroded surface. Sliding wear of thin films is based on micro-ploughing mechanism. For stainless steel adhesive sliding wear mode and plastic deformation with smearing, material transfer and grooving were observed. It was confirmed that various fluid machinery components made from austenitic stainless steel that undergo cavitation erosion, can be prevented by deposition of AlTiN and TiAlN films.

At Mae-Moh power plant, Thailand, superheater tubes, which are exposed in fly ash environ-ment, often degrade due to solid particle erosion. To extend the service lifetime of the superheater tubes, the high velocity oxy-fuel (HVOF) thermal spray technique is used to deposit a protective coating on the material, SA213-T22 steel. In this work, the solid particle erosion of the Co-28Cr and WC-12Co coatings was investigated using erodent particle impingement at the angles of 30o and 90o with an average particle size of 60 μm. The erosion behavior of SA213-T22 with and without Co-28Cr and WC-12Co coatings was explained using ductile and brittle erosion modes. The erosion test resulted in the brittle mode for both Co-28Cr and WC-12Co coatings, while SA213-T22 without coating indicated the ductile mode. On the investigation of surface morphology, the Co-28Cr coating showed mostly microcracks in contrast with the WC-12Co coating, fracture, de-bonding and deep cavities were also observed. Erosion resistance of the Co-28Cr coating was significantly higher than the WC-12Co coating, due to high hardness, low porosity and high density of the coating.

Soils provide important regulating ecosystem services and have crucial implications for human well-being and environmental conservation. However, soil degradation and particularly soil erosion jeopardize the maintenance and existence of these services. This study explores the spatio-temporal relationships of soil erosion to understand the distribution patterns of sediment retention services in mainland Portugal. Based on Corine Land Cover maps from 1990 to 2018, the InVEST Sediment Delivery Ratio (SDR) model was used to evaluate the influence of sediment dynamics for soil and water conservation. Spatial differences in the sediment retention levels were observed within the NUTS III boundaries, showing which areas are more vulnerable to soil erosion processes. Results indicated that the Region of Leiria, Douro and the coastal regions have decreased importantly sediment retention capacity over the years. However, in most of the territory (77.52%) changes in sediment retention were little or not important (i.e., less than 5%). The statistical validation of the model proved the consistency of the results, highlighting the usefulness of this methodology to analyse the state of soil erosion in the country. These findings can be relevant to support strategies for more efficient land use planning regarding soil erosion mitigation practices.

Understanding the dynamic interaction between piles and surrounding soil under vehicular impacts is essential for effectively designing and optimizing soil-embedded vehicle barrier systems. The complex behavior of pile-soil systems under impact loading, attributed to the soil’s nonlinear behavior and large deformation experienced by both components, presents significant simulation challenges. Popular computation techniques, such as the Updated Lagrangian Finite Element Method (UL-FEM), encounter difficulties in scenarios marked by large soil deformation, e.g., impacts involving rigid piles. While mesh-free particle and discrete element methods offer another option, their computational demands for field-scale pile-soil impact simulations are considerable. We introduce the erosion method to bridge this gap by integrating UL-FEM with an erosion algorithm designed for simulating large soil deformations during vehicular impacts. Validation against established physical impact tests confirmed the method’s effectiveness for flexible and rigid pile failure mechanisms. Additionally, this method was used to investigate the effects of soil mesh density, soil domain sizes, and boundary conditions on the dynamic impact response of pile-soil systems. Our findings provide guidelines for optimal soil domain size, mesh density, and boundary conditions. This investigation sets the stage for improved, computationally efficient techniques for the pile-soil impact problem, leading to better pile designs for vehicular impacts.

We report cross-shore profile evolution at Palanga, eastern Baltic Sea where short period waves dominate. Cross-shore profile studies began directly after a significant coastal erosion caused by storm “Anatoly” in December of 1999 and continued for a year. Further measurements were undertaken sixteen years later. Cross-shore profile ∆V(x) changes were described, and cross-shore transport rates Q(x) were calculated. A K-means clustering technique was applied to determine sections of the profile with the same development tendencies. Profile evolution was strongly influenced by the depth of closure which is constrained by a moraine layer and the presence of a groyne. The method used divided the profile into four clusters: the 1st cluster in the deepest water represents profile evolution limited by the depth of closure, and the 2nd and 3rd mostly are affected by processes induced by wind, wave and sea-water level changes. The most intensive sediment volume changes were observed directly after the coastal erosion. The largest sand accumulation was in the 4th profile cluster, which includes the upper beach and dunes. Seaward extension of the dune system caused a narrowing of the visible beach which has led to an increased sand volume (accretion) being misinterpreted as erosion

Traditionally, studies on freeze–thaw erosion have used the analytic hierarchy process (AHP) to calculate the weight of evaluation factors, however, this method cannot accurately depict the fuzziness and randomness of the problem. To overcome this disadvantage, the present study has proposed an improved AHP method based on the cloud model to evaluate the impact factors in freeze–thaw erosion. To establish an improved evaluation method for freeze–thaw erosion in Tibet, the following six factors were selected: annual temperature range, average annual precipitation, slope, aspect, vegetation coverage, and topographic relief. The traditional AHP and the cloud model were combined to determine the weight of the impact factors, and a consistency check was performed. The comprehensive evaluation index model was used to evaluate the intensity of freeze–thaw erosion in Tibet. The results show that freeze–thaw erosion is extensive, stretching over approximately 66.1% of Tibet. The problem is the most serious in Ngari Prefecture and Nagqu. However, mild erosion and moderate erosion, accounting for 37.1% and 25.0%, respectively, of the total freeze–thaw erosion are the most widely distributed. The evaluation results for the freeze–thaw erosion was confirmed to be consistent with the actual situation. In brief, this study provided a new approach to evaluate the conditions of freeze–thaw erosion quantitively in Tibet.

The erosion of surface pipelines induced by proppant flowback during shale gas production is significant. The surface pipelines in a shale gas field in the Sichuan Basin experienced perforation failures after only five months of service. To investigate the erosion features of L360N, coatings, and ceramics and optimize the selection of two protective materials, a gas-solid two-phase flow jet erosion experimental device was used to explore the erosion resistance of L360N, coating, and ceramic under different impact velocities (15 m/s, 20 m/s, and 30 m/s). An energy dispersive spectroscope, a scanning electron microscope, and a laser confocal microscope were employed to analyze erosion morphologies. With the increase in flow velocity, erosion depth and erosion rate of L360N, coating, and ceramic increased and peaked under an impact velocity of 30 m/s. Maximum erosion rate and maximum erosion depth of L360N were respectively 0.0350 mg/g and 37.5365 µm. Its primary material removal mechanism was plowing of solid particles and microcracks were distributed on the material surface under high flow velocities. Maximum erosion rate and maximum erosion depth of coating were respectively 0.0217 mg/g and 18.9964 µm. Its primary material removal mechanism was the detachment of the binder phase Co caused by plowing. Maximum erosion rate and maximum erosion depth of ceramics were respectively 0.0108 mg/g and 12.4856 µm. The erosion mechanisms were micro-cutting and plowing. Under different particle impact velocity, different erosion morphologies were observed, but the primary erosion mechanism was the same. The erosion resistance of ceramics was higher than that of coating. Therefore, ceramic lining materials could be used to protect the easily eroded parts, such as pipeline bends and tees, and reduce the failure rate by more than 93%. The study provided the data and theoretical basis for the theoretical study on oil and gas pipeline erosion and pipeline material selection.

The article presents the issues related to load sharing in direct current grid and a novel control method which has advantages over known solutions. Unlikely of many similar sounding papers this article shows attempt of creation fully controllable non-isolated system which allows load sharing between permanent magnet alternator equipped with machine side converter (MSC) and dual active bridge (DAB) tied to batteries or supercapacitor. The power sharing is essential feature of parallel connected direct current generators and all types of voltage sources in this way are contributing power to the system. Such system should have possibility of the rapid voltage build up in the case of sudden electrical load changes. To keep the optimal efficiency of the alternator the rotational speed changes according to proper mapping of driving combustion engine. When rotational speed is too low then sudden electrical load can cause significant voltage drop and time needed for voltage build up will vary according to RPM increase. In such situations the undervoltage system can trip the breaker and finally there may be a blackout. To avoid such problem the DC systems which consist of batteries and supercapacitor were introduced. System components include a self-excited synchronous generator (SESG) operating at variable shaft speed as well as batteries and supercapacitors that provide electricity for sudden electrical load changes on the distribution grid. The core of presented system is in power distribution method which consists of programmed controllers structure allowing precise currents distribution. A novelty in the proposed method is the use of a cascaded system of current and DC voltage regulators which allows power distribution precise control. In contrary to previously presented solutions, the proposed system allows fast and accurate control of currents loading parallel connected DC voltage sources for wide range generator speed changes. In presented solution both converters have been equipped with Schottky diodes preventing flow of equalizing currents between closed transistors in the parallel mode of operation. An experimental test-stand of the described system is presented with its theoretical basis and experimental results.

During the last few decades, the main focus of numerus studies has been on the human breast milk microbiota and its influence on the infant intestinal microbiota and overall health. The presence of lactic acid bacteria in breast milk affects both the quantitative and qualitative composition of the infant gut microbiota. The aim of this study was to assess the dominant cultivable rod-shaped lactic acid bacteria, specific for breast milk of healthy Bulgarian women and fecal samples of their infants over the first month of life, in 14 mother-infant tandem pairs. Additionally, we evaluated strain diversity among the dominant newly isolated species. 68 gram-positive and catalase negative strains were subjected to identification by using MALDI-TOF technique. Predominant culturable populations belonging to the rod-shaped lactic acid bacteria have been identified as Lacticaseibacillus rhamnosus, Limosilactobacillus fermentum, Lacticaseibacillus paracasei and Limosilactobacillus reuteri. Also, we confirmed the presence of Lactiplantibacillus plantarum and Lactobacillus gasseri. 27 isolates were selected as representatives and analyzed by 16S rDNA sequencing for strain identity confirmation and a phylogenetic tree based on 16S rDNA gene sequence was constructed. Comparative analysis by four RAPD primers revealed genetic differences between newly isolated L. rhamnosus strains. This pilot study provides data for the current first report concerning investigation on characteristic microbiota of human breast milk and infant feces in Bulgaria.

Coasts are characterized by high biological and ecological productivities, and are theatre of strategic economic activities, including tourism, fishing and aquaculture. Both anthropic and natural hazards can thus affect coasts, causing their deterioration. The monitoring of coasts in terms of evolution, adaptation, contamination and resilience, is a pivotal point composed of both classic measurement approaches, and innovative approaches as remote sensing and the use of unmanned aerial vehicles. In the last years, climate change is increasing its effects all over the world and coasts are a delicate system suffering these effects particularly. Climate change has important impacts on coasts, with a serious consequence represented by sea level rise. The latter causes coastal erosion, leading to ecological and economic issues and with consequences for human health. The Mediterranean Basin, which has always represented an important crossroads of different civilizations and economic and cultural exchanges, is now threatened by the consequences of climate change. This area is decribed as an example of coastal system of strategic importance and subjected to serious challenges. Engineering interventions are countermeasures to cope with coastal erosion and coastal degradation. These countermeasures are aimed at protecting the coasts and the populations living on the coasts. The types of intervention can be defined of hard engineering, as in the case of fixed structures in concrete, and of soft engineering, with structures of protection builted according to the principles of nature. Engineering procedures provide coastal benefits, although they can cause further coastal damage. It is thus necessary to protect the coasts and the same time actions aimed at mitigating climate change must be implemented, according to the rules of sustainability.

As of today, there is not any direct report yet of the degree to which missing residues exist for experimentally determined membrane protein (MP) structures, which constitute more than half of current drug targets. With a chain- and position-specific visualisation and a statistical analysis of all MP structures inside PDB (as of September 25, 2019), this article argues that the experimentally uncharted territories (EUTs, i.e., consisting of missing residues) within PDB are pluggable and should be plugged with an experimental data-driven hybrid approach, and calls for continued development of MP structural determination with less and less EUTs, in light of MPs' crucial role in biological and biomedical research, both fundamental and pharmaceutical.

As the demand for a more sustainable society increases, adopting a sustainable banking approach serves as a competitive advantage for banks that are focused on attaining bank loyalty. This study revolves around understanding the role of sustainable banking practices on bank loyalty, while exploring the mediating effect of corporate image in the relationship between sustainable banking practices and bank loyalty. 511 data derived from customers of the banking sector was adopted for this study. Result from the structural equation modeling shows that sustainable banking practices positively and directly affects bank loyalty and corporate image, corporate image directly and positively affect bank loyalty, and also mediates in the relationship between sustainable banking practices and bank loyalty.

Where mining activities cause disturbance in catchments, streams are often impacted by heavy loads of fine eroded material. Since geomorphological processes are very slow, it is expected that during rehabilitation typically hundreds of years are required for a mine landform to return back to stability. A sensitive approach to analyzing post-mining landform stability in tropical regions is to assess the quantity of fine suspended sediments (FSS = silt + clay (0.45 µm < diameter < 63 µm)) leaving the catchment where the mine resides and entering the receiving streams in response to storm events. Continuous stream discharge and FSS quantities upstream and downstream of the catchment where the mine resides were modeled using HEC-HMS (Hydrologic Engineering Centre-Hydrologic Modeling System). Once calibrated, the model was run for a thousand years to predict continuous stream discharge and FSS quantities for various predicted rainfall scenarios. Short-term erosion and deposition across the mine catchment were also evaluated using a cali-brated landform evolution model, CAESAR-Lisflood. This paper reviews watershed soil erosion measurements and modeling research. It compares the previous research to approach above that assesses mine landform erosion and stability in terms of fine-suspended sediments. This approach can be used to determine mine landform erosion dynamics, predict achieving stability equilib-rium, and as a post-mining rehabilitation assessment tool.

With the development of free trade port in Hainan Island, the construction of tourist roads around the island is also in full swing. Under the weather conditions of strong typhoon and rainstorm in Hainan, the highway cutting slope built on the coastal weak sandy terraces has strong sand loss and is easy to be scour by rainfall. MICP green spray irrigation solidification technology is used to strengthen the sandy cutting, and pore water pressure monitoring is carried out on the slope model during MICP solidification and rainfall scour. Combined with the model pore water pressure and flow slip failure pattern, dynamic analysis was carried out. The results show that MICP sprinkler irrigation technology can solidified the surface of the slope model in a short time, and the cementation depth of the model reaches 4cm after three sets of rotation reinforcement. The surface reinforcement effect is good, and the sand samples are closely connected. Under the erosion effect of simulated rainfall intensity, the sand loss of the slope is weakened, and no sand binding damage occurs, and the integrity is enhanced. Due to the cementation between sand grains, most of the rainfall was converted into runoff, and the slope slid after 150s. When the slope began to slip, the leading edge of the slope model lost sand and unloaded, and the failure mode was graded creep slip failure. Finally, the slope was divided into several blocks due to the continuous expansion of cracks after the slope failure. The erosion stability of the sandy slope under heavy rains is optimized and the sand loss is prevented effectively. In this study, a new method of MICP remediation techniques is proposed, which provides a new test basis for the application of MICP technology in practical engineering.

This study compared the use of chip and slash to minimize the loss of sediment on newly constructed forest road slopes and investigated the annual amount of sediment loss on bare forest road slopes. A runoff block (sample field) was established for each of the four designated test sites (two cutslopes and two fillslopes). Each block had three runoff plots. One of the runoff plots was left empty for the control (CNT), while chip (C) and slash (S), respectively, were deposited in the other two. A total of 108 water samples were taken from the test sites and the amount of their suspended sediment calculated in the laboratory. As a result of this study, it was determined that the amount of soil loss in the control plots was about 1.26 times higher than in the slash plots and 2.21 times higher than in the chip plots. According to the results of variance analysis on the amounts of sediment, a statistically significant difference was found between the suspended sediment quantities transported on the road slopes (P <0.05). However, no statistically significant difference between the suspended sediment quantities transported in the plots and the other variables of aspect, gradient or road slope was revealed by the t-test (P >0.05).

Ferroelectric materials are crucial for today’s technological society, and nanostructured ferroelectric materials are important for downscaling of devices. Controlled and reproducible synthesis of these materials are therefore of immense importance. Hydrothermal synthesis is a well-established synthesis route, with a large parameter space for optimization, but a better understanding of nucleation and growth mechanisms is needed for full utilization and control. Here we use in situ X-ray diffraction to follow the nucleation and growth of BaTiO₃ formed by hydrothermal synthesis using two different titanium precursors, an amorphous titania precipitate slurry and a Ti-citric acid complex solution. Sequential Rietveld refinement was used to extract the time dependency of lattice parameters, crystallite size, strain and atomic displacement parameters. Phase pure BaTiO₃ nanoparticles 10 - 15 nm in size were successfully synthesized at different temperatures (100, 125, and 150 °C) from both precursors after reaction times ranging from a few seconds, to several hours. The two precursors resulted in phase pure BaTiO₃ with similar final crystallite size. Finally, two different growth mechanisms were revealed, where the effect of surfactants present during hydrothermal synthesis is discussed as one of the key parameters.

Double suction centrifugal pump installed along the Yellow River faces the serious sediment erosion due to the high sediment content which cause the poor operation efficiency of pump unit. The particle motion characteristics and erosion characteristics in the pump under different flow rates and different particle concentrations were numerically simulated based on the particle track model of solid-liquid two-phase flow. The results show that the flow rate has a significant effect on the particle tracks and the erosion caused by the particles in the impeller. The total erosion rate is positively correlated with the flow rate, and increases with the increase of flow rate. The vortex and secondary flow in the impeller have obvious influence on the particle trajectory, which increases the particle concentration at the trailing edge of the pressure surface and intensifies the impact erosion in this area. The particles carried by the vortex intensifies the local erosion. The particle concentration mainly affects the erosion rate, but has little effect on the erosion position. The in-fluence of flow rate on the pump erosion is greater than that of the particle properties. These results provide a reference for optimization of the design of anti-erosion blades of the double-suction pump and regulation-operation of pumping station.

Seepage erosion is one of the main reasons for the local collapse or instability of embankments. To investigate the characteristics and mechanism of seepage erosion for cohesionless soils, the model tests by using an independently developed seepage erosion device and the numerical simulations based on the Discrete Element Method-Computational Fluid Dynamics (DEM-CFD) coupling model were carried out. The results show that the seepage erosion process of the cohesionless soil can be characterized by four stages: stable seepage stage, fine particles upward migration stage, sand samples boiling stage, and erosion damage stage. The skeleton structure of soil sample under seepage flow is continually changed due to the loss of fine soil particles, which results in a significant decrease in the sample strength and may ultimately lead to the failure of the sample. The results of this study can provide references and bases for the design, construction, and long-term service of embankments or earth dams under the complex seepage condition, reducing the risk of seepage erosion.

Soil erosion due to soil erosion is an important ecological impact factor. In order to further explore the impact and contribution of soil and water conservation measures on sand production and transport in the watershed, and also to provide a reference for soil erosion control, soil and water conservation and ecological environmental protection in the Yellow River Basin. In this paper, based on the measured data from the Henan Soil and Water Conservation Observatory in the Yellow River Basin, we select appropriate equations for quantifying soil erosion factor to calculate the rainfall erosion, topography, soil, vegetation and soil conservation measures in the basin, and then analyse the changes in soil erosion factor and the actual benefits of soil conservation measures in the basin. The results show that there is an increasing trend in the rainfall erosion force factor R in the Yellow River Basin; Soil erosion can be K value made the vertical loess > yellow clunamon soil, the overall change shows a decreasing trend, indicating that erosion control has produced results and that attention should be paid to erosion control in the lithosol region in the future; Since the slope lengths of the runoff plots are laid out consistently with the same LS values for both topographic factors, soil erosion is severely increased when the slope exceeds 20°. The C value of natural vegetation is small, while the C value of bare land is large. The authorities should continue to promote the return of farmland to forests and grasses and pay attention to the self-regulation and restoration of ecosystems; There is an overall decreasing trend in the P value of the soil and water conservation measures factor, the soil and water conservation measures have been effective in providing good protection.

Soil erosion is one of the most important environmental problems which can have various negative consequences, such as land degradation affecting the sustainable development and the agricultural production, especially for developing countries like Tunisia. Moreover, soil erosion is a major problem around the world because of its effects on soil fertility by nutriment loss and siltation in water bodies. Apart from this, soil erosion by water is the most serious type of land loss in several regions both locally and globally. This study evaluated regional soil erosion risk through the derivation of appropriate factors, using the Revised Universal Soil Loss Equation (RUSLE), which was applied to establish a soil erosion risk map of the whole Tunisian territory and to identify the vulnerable areas of the country. RUSLE model take into account all the factors playing a major role in erosion processes, namely the erodibility of soils, topography, land use, rainfall erosivity and anti-erosion farming practices. The equation is thus implemented under Geographic Information System (GIS) “Arc GIS Desktop”. The results indicated that Tunisia has a serious risk of soil water erosion, showing that 6.43% of the total area of the country is affected by a very high soil loss rate estimated at more than 30 t/ha/year and 4.20% are affected by high mean annual soil loss ranging from 20 to 30 t/ha/year. The most eroded areas were identified in west southern, central and western parts of the country. The spatial erosion map can be used as a decision support document to guide decision-makers towards better land management and provide the opportunity to develop management strategies for soil erosion prevention and control in the global scale of Tunisia.

This research aims to investigate and conduct the impact of earnings management practices on the performance of the banking sector in Jordan. Data were collected from 24 main commercial banks from (2015 – 2021). The study examine how earnings management practices affect banking sector performance using debt ratios and equity ratios based on firm size and debt ratios, and measure the impact of earnings management on it using regression analysis. The result of the study reveal that a positive and statistically significant association between equity per share (EPS) and return on investment (ROI) with earnings management practices, also, earnings management techniques are positively and significantly impacted by return on equity (ROE), the hypothesis that returns on investment (ROI) encourage business managers to employ earnings management strategies. Also, the study show that dependent variables of earnings management is measured as a debt ratio and equity ratio. Variables that are independent or explanatory of earnings management are considered independent variables.

Seed bank survival underpins plant population persistence but studies on seed bank trait-environment interactions are few. Changes in environmental conditions relevant to seed banks occur in desert ecosystems owing to solar energy development. We developed a conceptual model of seed bank survival to complement methodologies using in-situ seed bank packets. Using this framework, we quantified the seed bank survival of two closely related annual desert plant species, one rare (Eriophyllum mohavense) and one common (Eriophyllum wallacei) and the seed bank-environment interactions of these two species in the Mojave Desert within a system that emulates microhabitat variation associated with solar energy development. We tracked 4,860 seeds buried across 540 seed packets and found, averaged across both species, that seed bank survival was 21% and 6% for the first and second growing seasons, respectively. After two growing seasons, the rare annual had a significantly greater seed bank survival (10%) than the common annual (2%). Seed bank survival, across both species, was significantly greater in Shade (10%) microhabitats compared to Runoff (5%) microhabitats and Control microhabitats (3%). Our study confers insight into this early life-stage across rare and common congeners and their environmental interactions using a novel conceptual framework for seed bank survival.

Unsteady flow is the most common and complicated form of fluid motion in nature. This paper takes the beaches of key waterways in the middle and lower reaches of the Yangtze River as the research object, analyzes the water surface distribution and average flow velocity distribution near the beach, and analyzes the differences. The relationship between the flow pattern of the steep slope and the water flow pattern of the entire survey area and the steep slope of the beach and its nearby water flow structure. The water flow near the beach is divided into four major blocks: the swelling water area, the falling water area, the backwater area and the maximum flow rate area. The water flow structure characteristics and the cause of each block are analyzed.

In order to study the performance of a new type of cement-based grouting material under the coupling effect of freezing-thawing cycle and sulfate attack, experiments were designed and carried out. The damage mechanism of the material under the coupling effect of freezing-thawing and Na2SO4 solution was analyzed by measuring the mass change, relative dynamic elastic modulus, compressive strength loss and microstructure of the new grouting material. With increasing freeze-thaw cycles, mass loss and compres-sive strength loss of the sample in 15% Na2SO4 solution gradually increase, and the relative dynamic elastic modulus gradually decreases. During a 30-cycle freeze-thaw cycle, the mass loss rate, compressive strength loss rate, and relative dynamic elastic modulus of the sample are 4.17%, 24.59%, and 84.3%, respectively, showing good corrosion resistance and frost resistance durability. Microscopic analysis showed that SO42- caused the decomposition of C-S-H gel in the sample and the formation of Gypsum, and the widening of crack width aggravated the internal deterioration, indicating that the material deterioration rate increased under the dual-factor coupling effect.

The impact of ponds on basins has recently started to receive its well–deserved scientific attention. In this study, pond–induced impacts on soil erosion and sediment transport were investigated at the scale of the French Claise basin. In order to determine erosion and sediment transport patterns under current conditions, the CORINE erosion and SWAT models were used. The impact of ponds on the studied processes was revealed by means of land cover change scenarios, using ponded versus pondless inputs. Results show that under current conditions (pond presence), 12.48% of the basin corresponds to no–erosion risk zones (attributed to the dense pond network), while 65.66% corresponds to low–erosion risk, 21.68% to moderate–erosion risk and only 0.18% to high–erosion risk zones. The SWAT model revealed that ponded sub–basins correspond to low sediment yields areas, in contrast to the pondless sub–basins, which yield appreciably higher erosion rates. Under the alternative scenario, erosion risks shifted to 1.12%, 0.52%, 76.8% and 21.56% for no, low, moderate and high–erosion risks, respectively, while the sediment transport pattern of the Claise completely shifted to higher sediment yield zones. This approach solidifies ponds as powerful man–induced modifications to hydro/sedimentary processes.

This manuscript deals with the cavitation erosion resistance of low-velocity oxy-flame (LVOF) sprayed Al2O3–40%TiO2/NiMoAl cermet coatings, a new functional application of cermet coatings. The aim of the study was to investigate the cavitation erosion mechanism and determine the effect of feedstock powder ratio (Al2O3–TiO2/NiMoAl) of LOVF cermet coatings on their cavitation erosion resistance. As-sprayed coatings were investigated for roughness, porosity, hardness, Young’s modulus. Microstructural characteristics of the cross-section and the surface of as-sprayed coatings were examined by light optical microscopy (LOM) and scanning electron microscopy (SEM) equipped with the EDS and XRD methods. Coatings cavitation tests were conducted in accordance with the ASTM G32 standard with usage of reference samples made from steel, copper and aluminum alloys. Cavitation erosion resistance was measured by weight and volume loss, and normalised cavitation erosion resistance was calculated. Surface eroded due to cavitation was examined in successive time intervals by LOM and SEM-EDS. On the basis of coating properties and cavitation investigations, a phenomenological model of the cavitation erosion of Al2O3–40%TiO2/NiMoAl cermet coatings was elaborated. General relationships between their properties, microstructure and cavitation wear resistance were established. The Al2O3–40%TiO2/NiAlMo composite coating containing 80% of ceramic powder has a higher cavitation erosion resistance than the reference aluminium alloy.

Hillslope and mountain roads are often the source of erosion, which in turn can lead to larger landslides and other types of mass-movements. For this reason, low-cost repeat surveys that can be done by practitioners and not solely scientists and engineers is essential. To solve this issue the present contribution shows the testing and applicability of a mix of SfM-MVS and low-cost SLAM technology to provide erosion information. The low-cost SLAM generated between 300 ~ 900 points per square meter, while SfM-MVS created between ~11,000 to 900,000 points. The density is however a trade-off against a spatially varying error, although the variability at the road-cut scale only ranges from 2 cm vertically to 2.5 cm in x,y,z based on the C2C algorithm. Furthermore, this error tends to be more important in the higher section of the cutout (further away from the sensor and at a flatter angle). It is thus possible to measure small-scale roadside change, providing that the change is in the range of >5 cm (adding the maximum potential error twice) and providing that the road-cut is such that the sensors can be brought close to the surface (camera or sensor on a pole). The authors suggest that it can be a solution for state and agencies with limited funding and that cannot afford regular laser or for roadside that are difficult to access.

Here we compile a detailed record of eddies and examine their intra-annual variability over the Spitsbergen Bank in the northwestern Barents Sea using spaceborne Sentinel-1 A/B synthetic aperture radar (SAR) data acquired in 2018. Analysis of 3070 SAR images enabled to register 1758 eddy manifestations in the marginal ice zone (MIZ) and 1631 signatures in the open water (OW). Submesoscale and small mesoscale eddies were observed within a range 0.2-40 km with the range of MIZ eddies being twice larger than that of OW eddies. We note a strong seasonal variability of eddy diameters and the ratio of cyclones to anticyclones. The eddies were present in all seasons showing an approximate parity in eddy generation intensity in the surface layer between winter and summer. The peak eddy activity is observed during the first (January to March) and third (July-September) quarters of the year. A well-pronounced seasonality of SAR-derived eddy intensity correlates with that of eddy kinetic energy in the surface layer of the Eurasian Arctic. Eddies were detected most frequently in Storfjorden, south of Edge Island, near Hopen Island and along the entire eastern flank of the Spitsbergen Bank. Very low eddy activity was observed in the central part of the bank. The MIZ eddies were recorded during eight months of the year peaking in February, and being spatially limited by a 200-m isobath. The OW eddies were widely dispersed across the study domain peaking in August and tending to accumulate in regions of relatively weak surface currents. In summer, about 20-25% of them were observed within the Barents Sea Polar Front.

This study assesses the dynamic relationship between macroeconomic factors and bank asset quality based on changes in the condition of stock market returns. A Generalized Method of Moments (GMM) model is employed, using panel data from 18 universal banks spanning the period 2007 to 2021. The analysis revealed that the real GDP growth rate, the average lending rate, and the real exchange rate represent a set of macroeconomic factors with a marked influence on banks' asset quality. In addition, a high inflation rate was found to exert an adverse effect on asset quality, as it affects borrowers' financial ability to meet loan repayment obligations. Furthermore, the study verified the existence of a positive relationship between market condition and asset quality, which implies that bank performance adapts to changes in market conditions as posited under the Adaptive Market Hypothesis (AMH). Bank managers should consolidate banks' asset bases during conditions of market stability to withstand periodic market fluctuations to boost trading momentum. Policy recommendations are suggested to foster a conducive business environment for bank stability.

Among the main elements that contribute to climate change are degradation processes and the ecological level of the landscape. These two topics have been discussed and researched for many years and many studies have been conducted. The idea of the article is to determine the correlation between the ecological stability of the territory and the intensity of degradation processes and find out how the ecological stability affects the intensity of soil erosion and vice versa. The ecological stability was calculated based on various methods during the years analyzed, i.e., 1990, 2006, 2012, and 2018. The soil water erosion was performed for the same period in order to identify the relationship between the ecological stability and intensity of soil erosion. The investigated area is located in the Slovak Republic while each year reflects different management of the territory reflecting the current situation in the catchment according to the year evaluated. The intensity of the erosion process was conducted using a phycially-based EROSION-3D model and based on the precipitation derived using Community Land Model (the CLM model). In addition to identifying the relationship between the level of ecological stability and the intensity of erosion, this study also describes the development the ecological stability during the evaluated period together with changes in soil erosion processes.

The sand-dust horizontal flux is an important parameter for the study on aeolian sand transport, as well as an important foundation. In this study, a field experiment was developed to measure the data of aeolian transport and microclimate during different dust events with an auto sand sampler, a piezoelectric saltation sensor (H11-Sensit) and a 10 m high meteorological tower in Ta Zhong, the hinterland of the Taklimakan Desert from July to August in 2010. Then, the sampling efficiency of auto sand sampler and horizontal dust flux of near surface were analyzed based on observed data. The results were as follows: sand collector skip turnover increased with the increase of the intensity of dust weather frequency increases, the power function relationship y=2.115 x0.9841, R2 = 0.9206, flip frequency per minute increased from 0.2794 times to 1.3041 times, change is obvious; With the strength of the weather, time to flip the average sediment is shrinking. Sandstorm weather, skip to flip a volume of 3.7160 g, grade I flying sand weather flip a volume of 4.0275 g, the amount of class II flying sand weather turns over a 5. 0035g.The horizontal dust flux of different dust events that calculated with the equation Q=256M; the maximum of one dust event was about 190.335 kg, and the minimum was 1.2 kg. Overall, the sand transportation rate increased with wind speed. However, the changes of sand transportation rate did not quite fit in with wind speed during some dust events, and in this case the corresponding surface temperature was significantly higher. The experimental data obtained can provide theoretical basis for regional sand control and enacting effective engineering measures.

Vagueira Beach on the Central Portuguese coast, is known as one of the places in Europe most affected by coastal erosion. The area has suffered more than 156 meters of coastline retreat over the period 1958 to 2001. With the aim to evaluate the influence of local factors on coastal erosion, this paper assesses the anthropogenic and natural factors that are related with the retreat of the coastline, by adopting statistical correlation and regression analyses. Through the Pearson's correlation coefficient (r) it was observed that local factors such as annual dredging at the Aveiro Port entrance (r = 0.93), the total length of groins in the Espinho-Vagueira section (r = 0.89), and storm events (r = 0.52) are directly related to coastline retreat in the area. A multiple linear regression model was developed in which coastline retreat is explained by these same factors over the period 1980 to 2006. With a coefficient of determination of R² = 0.91, it was observed that length of groins (significant at the 1% level), dredging of the port entrance (significant at the 5% level) and precipitation (as a proxy for storm events; significant at the 10% level) are significantly correlated with coastline retreat. Hence, it is shown that anthropogenic factors are the main drivers of coastline retreat in Vagueira Beach. This study provides an innovative approach for the assessment of coastal erosion, resulting in important information that can be used for decision-making related to coastal zone management as it allows to understand in greater detail the main drivers of coastal erosion.

Trash mulches are very effective in preventing soil erosion; reduce sediment transport rate, runoff rate and increasing infiltration. The study was carried out with the objectives to observe the sediment outflow from sugar cane leaf (trash) mulch treatments at selected land slopes under simulated rainfall conditions by using rainfall simulator of size 10 m × 1.2 m × 0.5 m with the locally available soil material collected from Pantnagar. In the present study, trash mulches with different quantities were selected to observe the effect of mulching in soil loss reduction. The quantity of mulch was taken as, 6 t/ha, 8 t/ha and 10 t/ha, three rainfall intensities viz. 11cm/h, 13cm/h and 14.65cm/h at 0%, 2% and 4% land slopes were selected. The duration of rainfall was fixed (10 minutes) for every mulch treatment. The total runoff volume was found to be varying with different mulch rates for particular rainfall input and land slope. The runoff distribution pattern was observed to be increasing with the increase in land slope. The average sediment concentration (SC) and outflow was found to be increasing with the increasing land slope, but SC and outflow decreased with increasing mulch rate for particular land slope and rainfall intensity. The SOR (SOR) for no mulch treated land was higher as compared to trash mulch treated lands. Mathematical relationships were developed for relating SOR, SC, land slope and rainfall intensity for a particular mulch treatment. It was observed that values of SOR and average SC had a good correlation with rainfall intensity and land slope for each mulch treatment. The correlation coefficients of developed models were found to be more than 90%.

This study is the first to examine whether the performance of credit rating, one of the most important data-based decision-making of banks, can be improved by using banking system log data that is extensively accumulated inside the bank for system operation. This study uses the log data recorded for the mobile app system of Kakaobank, a leading internet bank used by more than 14 million people in Korea. After generating candidate variables from Kakaobank's vast log data, we develop a credit scoring model by utilizing variables with high information values. Consequently, the discrimination power of the new model compared to the credit bureau grades was significantly improved by 1.84% points based on the Kolmogorov–Smirnov statistics. Therefore, the results of this study imply that if a bank utilizes its log data that have already been extensively accumulated inside the bank, decision-making systems, including credit scoring, can be efficiently improved at a low cost.

Understanding how the deformed bed topography induced by near-bank vegetation impacts the hydrodynamics is significant for understanding the maintenance condition of bed morphology and further fluvial evolution. This issue has rarely been addressed by current studies. This study with a 2D hydro-morphological model investigates the hydrodynamics over flat and deformed beds with a near-bank vegetation patch. By varying the patch density, the generalized results show that the hydrodynamics for the deformed bed differs a lot from those for the flat bed. It is found that deformed bed topography leads to an apparent decrease in longitudinal velocity and bed shear stress in the open region and longitudinal surface gradient for the entire vegetated reach. However, the transverse flow motion and transverse surface gradient in the region of the leading edge and trailing edge is enhanced or maintained, suggesting the strengthening of secondary flows. Interestingly, the deformed bed topography tends to alleviate the turbulent effect caused by the junction-interface horizontal coherent vortices, indicating that the turbulence-induced flow mixing is highly inhibited by the deformed bed. Alternatively, the enhanced secondary flows might provide compensation for the flow mixing for the deformed bed, confirmed by a faster recovery of the redistributed water discharge for the vegetated and open regions to the normal value (50%). The interior flow adjustment through the patch for the deformed bed requires a shorter distance, which links the vegetative drag length with a logarithmic relation. The tilting bed topographic effect in the open region to accelerate the flow may account for the faster flow adjustment.

Many studies have focused on the impacts of rainfall duration and intensity while overlooking the role of rainfall patterns on intensive tillage erosion in hilly agricultural landscapes. The objective of this study was to determine the combined effects of rainfall patterns and intensive tillage erosion on surface runoff and soil loss on sloping farmland in the purple-soil area of China. Five simulated rainfall patterns (constant, rising, falling, rising-falling, and falling-rising) with the same total precipitation were designed, and the intensive tillage erosion treatment (IT) and no-tillage treatment (NT) were subjected to simulated rainfall using rectangular steel tanks (2 m × 5 m) with a slope of 15°. To analyse the differences in the hydrodynamic characteristics induced by tillage erosion, we calculated the flow velocity (V), Reynolds number (Re), Froude number (Fr), and Darcy-Weisbach resistance coefficient (f). The results indicate that significant differences in surface runoff and soil loss were found among different rainfall patterns and stages (P < 0.05). The falling pattern and falling-rising pattern had faster runoff-initiating times and larger sediment yields than those of the other rainfall patterns. f varied from 0.30 to 9.05 for the IT and 0.48 to 11.57 for the NT and exhibited an approximately inverse trend to V and Fr over the course of the rainfall events. Compared with the NT, the mean sediment yield rates from the IT increased the dynamic range of 8.34%–16.21% among different rainfall patterns. The net contributions of the IT ranged from 2.77% to 46.39% on surface runoff and 10.14%–78.95% on soil loss on sloping farmland. Surface runoff and soil loss were positively correlated with rainfall intensity, V, and Fr but negatively correlated with f irrespective of tillage intensive (P < 0.05). For varying-intensity rainfall patterns, soil and water loss fluctuated during rainfall events, suggesting that the changes in rainfall intensity and tillage intensity would result in drastic variations in soil hydrological characteristics and sediment transport mechanisms. The time sequences of rainfall intensity in each rainfall pattern significantly affected surface runoff, soil erosion, and their contribution rates to total soil and water loss. Moreover, tillage erosion effects on soil and water loss were closely related to rainfall patterns in hilly agricultural landscapes. Our study not only sheds light on the mechanism of tillage erosion and rainfall erosion but also provides useful insights for developing tillage-water erosion prediction models to evaluate soil and water loss on cultivated hillslopes.

This paper investigates the influence of microorganisms and clay minerals on the deterioration process of ancient Egyptian murals in the Al-Qurna region, situated on the west bank of Thebes (Luxor), Egypt. To achieve this objective, an extensive examination of building materials (including bedrock, building stone, mortars, and plasters) from various tombs within the study area was conducted. The investigation employed a multidisciplinary approach, combining micro-biological analysis with advanced techniques such as X-ray diffraction (XRD), X-ray fluorescence (XRF), scanning electron microscopy with energy dispersive spectroscopy (SEM-EDS) as well as petrographic examination. These methods were employed to identify the composition of the materials and to assess the masonry structure’s response to deformation caused by endogenous factors, particularly clay minerals. Additionally, mycological analyses were performed using a swabbing cotton sterile technique, revealing the presence of several species, including Ascosphera apis, Aspergillus tamarii, Aspergillus ochraceus, Doratomyces sp, and Eurotium repens. Notably, swelling clays—such as smectite, illite, and chlorite—along with mixed layers of illite-smectite and illite-vermiculite were detected in the studied samples. The presence of such deleterious clay minerals and fungi imperils wall painting preservation, causing discoloration, surface alteration, physical decay, and structural instability. Informed conservation strategies must address these threats for sustained integrity.

This study explores the implications of merging two fundamentally different types of banks: Islamic and conventional banks. The research aims to provide insight into such a merger's unique opportunities and challenges and offer strategic guidance for future mergers. A balanced scorecard-based strategic analysis using Quantum Spherical Fuzzy Decision-Making Approach was used to develop the merged bank's short- and long-term strategic plans. The balanced scorecard included 12 key performance indicators (KPIs) in 4 groups, and the methodology also incorporated several questions to guide the analysis. The study results offer valuable insights into the potential opportunities and challenges of merging these two types of banks and strategic recommendations for stakeholders at all levels. The study is a valuable guideline for future mergers between similar or different types of banks. Overall, the findings suggest that a well-planned merger strategy is essential for avoiding challenges and maximizing the benefits of merging Islamic and conventional banks. By integrating the strengths of both types of banks, a merged entity could create a competitive advantage and potentially improve financial performance. However, this requires careful consideration of cultural differences, regulatory challenges, and other factors that could impact the merger's success.

In financial time series modelling and forecasting, combining ARMA and GARCH models tend to produce superior and reliable models for volatility persistence, half-life volatility and backtesting (application of model in real life). In Nigeria, banking stocks are mostly traded because of its potential benefits to investors. This study modelled and forecasted the Guaranty Trust (GT) Bank daily stock returns from January 2^nd 2001 to May 8^th 2017 data set collected from a secondary source. The ARMA-GARCH models, persistence, half-life and backtesting were used to analysed the collected data using student t and skewed student t distributions, and the analyses are carried out R environment using rugard and performanceAnaytics Packages. The study revealed that using the lowest information criteria values only could be misleading rather we added the use of backtesing. The ARMA(1,1)-GARCH(1,1) models fitted exhibited high persistency in the daily stock returns while the days it takes for mean-reverting of the models ranges from 5 days to 100 days but unfortunately the models failed backtesting. The results further revealed ARMA(1,1)-eGARCH (2,2) model with student t distribution provides a suitable model for evaluating the GT bank stock returns among the competing models while it takes less than 30 days for the persistence volatility to return back to its average value of the stock returns. This study recommended that researchers should adopt backtesting approach while fitting GARCH models while GT bank stocks investor should be assured that no matter the fluctuations in the stock market, the GT bank stock returns has the ability to returns to its mean price return.

This paper investigates the effects that rain drop erosion has on the integrity of wind turbine materials. This research involves analysis of impact models and theoretical equations to simulate the impact phenomena when a raindrop collides with a wind turbine blade at high speed. Impact phenomena that occur when a raindrop impacts with a wind turbine blade were evaluated. Additionally, the use of various types of software was considered to simulate this impact event. The model results of the raindrop impact with respect to a comparison of the governing equations and impact behaviour are addressed. Future work is outlined including adding variables to the erosion modelling algorithms.

Radon gas represents the major contributor to human health risk from environmental radiological exposure. In confined spaces radon can accumulate to relatively high levels so that mitigation actions are necessary. The Italian legislation on radiation protection has set a reference value for the activity concentration of radon at 300 Bq/m3. In this study, measurements of the annual radon concentration in 62 bank buildings, spread on Campania region (Southern Italy), were carried out. Using CR-39 solid-state nuclear track detectors, radon level was assessed in 136 confined spaces (127 at underground and 9 at ground floors), frequented by workers and/or the public. The survey parameters considered in the analysis of the results were: floor types, wall cladding materials, number of openings, door/window opening duration for air exchange. Radon levels were found to be between 17 and 680 Bq/m3, with an average value of 130 Bq/m3 and a standard deviation of 120 Bq/m3. About 7% of the results gave a radon activity concentration above 300 Bq/m3. The analysis showed that the floor level and air exchange have the most significant influence. This study highlighted the importance to assess the indoor radon levels, even in particular environments, to protect public and workers by radon-induced effects on health.

This paper presents a methodology to detect the erosion and progradation effects in the Atrato river delta, located in the Gulf of Urabá in Colombia using SAR (Synthetic Aperture Radar) data. Other authors have studied this area by using optical images, encountering difficulties given the persistent presence of clouds in this region. SAR imagery is rescaled, despeckled, composed, classified, registered and processed to obtain a heatmap that shows the overall changes during eight years (2016–2023) in one single image. Since this technology uses microwave active signals, the presence of clouds and other environmental phenomena was not a problem, and all the images from the selected dates could be processed and analyzed. Also, detection of the dynamic processes was obtained for every period considered in this study with respect to the previous one in time, calculating areas and detecting the regions subject to the erosion and progradation processes. The multitemporal analysis performed found that the newly created mouth is the most active area for these processes, coinciding with other studies. A comparison of these findings with the Oceanic Niño Index (ONI) showed a relative delayed coupling to the erosion process and a coupling of progradation with dry and wet seasons.

This study aims to determine how the effect of interest rates and changes in the dollar exchange rate (USD) on the stock price. The type of research carried out in this research is quantitative research with the object of research, namely Bank Central Asia (BCA). The data used in this study comes from secondary data, namely from books, the internet, documents, and banking sites. This study indicates that the independent variable, namely the interest rate, has a significant negative effect on the joint-stock price index and the other independent variable, namely the dollar exchange rate (USD), has a significant positive effect on the joint-stock price index. The coefficient test results show that interest rates and exchange rates (USD) simultaneously affect stock prices, namely 67.2% while the remaining 32.8% is influenced by other factors.

Climate change-induced Sea level rise, shoreline changes, and coastal erosion are projected to drive massive population displacement and mobility in Africa. This study was conducted to examine the pattern of shoreline changes, coastal erosion, land use/Land cover dynamics their projections, and its implications on internal migration in Senegal, Kenya and Tanzania representing West and East Africa. The digitized shoreline was mapped into both erosion, accretion and trend analysis which further explains the vulnerability and physical processes that could trigger human displacement within the context of environmental/climate migration. Analysis of landuse and land cover dynamics was obtained from Landsat 5 TM of 1986, Landsat 7 ET of 2006, Landsat 8 OLI/TIRS of 2016 and Landsat 9 OLI/TIRS 2022 and computed using ArcGIS 10.7 for Land-use change and percentage change in square kilometers was conducted to examine landuse/landcover dynamics and their contributions to the risk of coastal erosion in the study regions. The outcome of the shoreline analysis reveals that 972.03sqkm of land has been lost to coastal erosion in Senegal from 1986-2022 with 2016-2022 described as the period with the highest in terms of land loss. In Kenya, -463.30sqkm of land has also been lost to coastal erosion and agents of wave processes with 1986-2006 recording the highest share of -87.74% loss of valuable land while In Tanzania, -1033.35sqkm of valuable land has been lost from 1986-2022 to coastal erosion with 2006-2016 alone recording -10.4634% of land loss. The result of the land use/land cover percentage change analysis indicates a massive loss of vegetation cover with a significant increase in settlement representing urbanization. The scenario modeling of the shoreline on 10,20 and 30ms indicates that 567 persons per sq, 25904.5 persons per sqm and 25904.5 persons per sq km for both 20 and 30ms will be displaced in Senegal while in Kenya 577.5 persons per sq km will be displaced at 10m followed by 1210.3 persons per sq km at 20m and 7737.3 sq km at 30m. In, Tanzania, 702001.9 persons per sq km are projected to be displaced at 10m shift in the shoreline. Structured Questionnaires were administered to elicit responses from coastal dwellers on their perception of coastal erosion and environmental migration as part of ground truthing and the result of the survey affirms that coastal erosion and its exposure are the major drivers of environmental migration in the study area.

The current research investigates the effects of material and riblets on cavitation-induced erosion morphology, depth, and cross-sectional area through experimental approaches. To achieve these aims, the erosion of pure aluminum (1xxxAl or Al) and alpha brass (CuZn37 or CZ108) in the presence and absence of bio-inspired sawtooth riblets was examined after exposure to multiple collapses of single cavitation bubbles with a wall distance of 1.8. The results indicate that the erosion morphology resembles a rounded cone with a circular cross-section. Brass provides 21.6% more erosion resistance compared to Al in terms of material properties. Furthermore, the erosion for both Al (depth by 3.8% and width by 18.3%) and brass (depth by 7.9% and width by 27.4%) decreases in the presence of riblets compared to flat surfaces. The greater erosion resistance of brass compared to Al is attributed to the superior mechanical stability of brass, making it a potentially suitable alloy for propellers and hulls. In sum, the results reveal that riblet-provided materials with high mechanical durability are promising erosion-resistant materials for the shipping industry. However, the potential for chemical reactions in a cathodic environment should be addressed to provide a comprehensive perspective on reducing corrosion intensity.

Under the dual erosion conditions of the dry-wet cycle, which is caused by the high chloride salt concentrations in mine water and fluctuations in mine water level, cemented paste backfill (CPB) suffers serious damage and deterioration. To discuss the mechanical properties and permeability characteristics of CPB under erosion, this study designs an immersion experiment for CPB under chloride salt and dry-wet cycle conditions. Through a uniaxial compressive strength (UCS) test, the change law for the mechanical parameters of the CPB was explored, strength constitutive equation of the CPB was constructed, and the process of deterioration of the CPB was analyzed. Through the penetration test, the diffusion characteristics of packing under chloride salt and dry-wet cycle conditions were explored. The results demonstrated that the strength and elastic modulus of the CPB first increased and then decreased rapidly, with maximum decrease rates of 32.2% and 38.2%, respectively. The CPB structure presents an initial non-damage stage, initial damage stage, damage development stage, damage destruction, and residual damage stage. The chloride ion penetration depth gradually increased with an increase in the number of dry-wet cycles, with a maximum diffusion depth of 20.5 mm. The maximum apparent diffusion coefficient of chloride ion was 18.99×10-10m2/s, and the maximum concentration was 0.303 mol/L. Under the double erosion conditions due to chloride salt and dry-wet cycle, the CPB structure is seriously damaged.

City marathons have evolved and grown exponentially in type and popularity, managerial complexity, for their financial impact on their host cities and for the attraction of corporate sponsors. Much research has focused on evaluating the broad economic, urban, tourist, social, sporting, and symbolic effects of city marathons on host cities. Research have not examined the importance of the contribution of sponsors to the financial stability and its implications to the overall management and further success of marathons. This article focuses on the cases of the Bank of America Chicago Marathon and the Marathon Valencia Trinidad Alfonso and examines how effective has been the contribution of their sponsors to the financial stability and its implications for the management and success of both races over time. Results show that the international success of both events –in terms of sporting participation, performance and economic impact– is closely related to the design and management of the event; the synergies between the political, business and sporting spheres that the organizational leadership of the event has made it possible to implement and, as a consequence, the support received from sponsors, which has not only provided both races with financial stability, but also has contributed to improve the management of the race.

The fluctuations in both time and space of the fish larvae community in relation to hydrographic characteristics in the waters surrounding the Taiwan Bank were studied in October 2021 (autumn) and March 2022 (spring). Throughout the study period, we identified a total of 149 taxa of fish larvae, encompassing 96 genera and 71 families. Engraulis japonicus, Diaphus slender type, unidentified Gobiidae, Apogon sp., unidentified Clupeidae, and Benthosema pterotum were the six most dominant taxa, together constituted 47.39% of the total catch. No significant temporal difference in abundance of fish larvae was found, but the species number of fish larvae was more diverse in spring than in autumn. There was a notable difference in species composition between the cruises, and the cluster analysis unveiled a distinct temporal structure in the assemblage of fish larvae. The dynamics of prevailing currents induced by seasonal monsoons play an important role in the transport of fish larvae. The distribution of fish larvae was closely linked to hydrographic features, where seawater temperature and salinity emerged as the primary explanatory factors influencing the composition of fish larvae assemblages in the waters surrounding the Taiwan Bank. While the increased influx of nutrients from upwelling ensures abundant food availability, the hydrographic conditions may not be suitable for every fish larva.

Unmanned aerial vehicle (UAV) systems are widely used in many forest-related fields owing to their cost-intensive and precise surveying technology. This study classified erosion susceptibility (ES) in a timber harvesting area using machine learning (ML) and statistical approaches. In dataset generation for the training and testing process, the digital surface model (DSM) of difference (DoD) for July–June was utilized as a dependent variable, and six terrain maps of the DSM for June were used as independent variables. The ES threshold was set at 5 cm for the binary classification of ES pixels while processing using ML (e.g., random forest and extra gradient boost [XGB]) and statistical (e.g., logistic regression) algorithms for model development. The overall accuracy (OA), receiver operating characteristics, and area under the curve (AUC) were calculated for model accuracy and validation. Although the AUC of all models did not appear acceptable (AUC &gt; 0.7), the XGB model showed the best performance regarding time duration, OA, and AUC by 2 h, 64%, and 0.63, respectively. Despite the low AUC and accuracy of the XGB model, the wheel tracks and edges of the operation road were determined to be susceptible areas in the ES map of the XGB.

Coastal erosion is threatening the infrastructures of coastal community at the Ma River mouth in Thanh Hoa province, Vietnam. When coastal erosion happens, people try to prevent it by emergency solutions like hard structures. However, this approach usually leads to more severe problem since the mechanism for coastal erosion is not investigated and understood properly. In this study the long-term configuration of Ma River mouth in Thanh Hoa Province, Central Vietnam has been investigated using Landsat imagery from 1987 to 2023. An analytical solution of one-line model for shoreline change was also employed to calculate the sand discharge from Ma River as well as the diffusion coefficient for sand transported along-shore by breaking waves. There was an asymmetric configuration of the Ma River mouth during the last 37 years. The sand supply from the Ma River is around 350,000 m3/year. This amount of sand is going mainly to the northern beach of the Ma River delta (from 55% to 75%). The asymmetric morphology of the Ma River mouth delta is the trigger for severe coastal erosion reported recently. This study provides a quick and easy method to investigate the morphological change of cuspate deltas where measured data is limited.

Large scale cropland erosion rates mapping and dynamic monitoring are critical for agricultural planning but extremely challenging. In this study, by using field investigation data collected from 20,155 land parcels in 2,781 sample units in the National Soil Erosion Survey, land use change data for two decades from the National Land Use/Cover Database of China (NLUD-C), we proposed a new point to surface approach to quantitatively assess long-term cropland erosion based on the CSLE model and non-homogeneous voting. The results show that cropland in Yunnan suffers from serious problem with unsustainable mean soil erosion rate of 40.47t/(ha·a) and erosion ratio of 70.11%, which are significantly higher than those of other land types. Engineering control measures (ECMS) have a profound impact on reducing soil erosion, soil erosion rate of cropland with and without ESMs differs by more than five times. Over the past two decades, the cropland area in Yunnan continues to decrease, with a net reduction of 7461.83 km2 and a ratio of −10.55%, which causes corresponding 0.32×108 t (12.12% ) decrease in cropland soil loss. We also quantified the impact of different LUCC scenarios on cropland erosion, and extraordinarily high variability was found in soil loss in different basins and periods. Conversion from cropland to forest contributes the most to cropland erosion reduction, while conversion from grassland to cropland contributes 56.18% of the increase in soil erosion. Considering the current speed of cropland regulation, it is the sharp reduction in land area that leads to cropland erosion reduction rather than treatments. The dilemma between the Grain for Green Policy and Cropland Protecting Strategy in mountainous areas should be treated carefully with shared understanding and collaborations from different roles.