Head of Risk
Managing credit and fraud risk is core to what we do at Cardless, and as Head of Risk you will be responsible for the leadership and oversight of our risk systems and team.
There a few key "jobs to be done" for this role:
As part of your role you'll oversee the models and underwriting techniques we deploy through this platform, as well as work closely with our design, engineering, compliance, legal, and capital markets teams to continually improve how the system functions.
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In taking on this role you’ll also be a leader at our company more broadly. You’ll be encouraged and expected to weigh in on company strategy, including our product roadmap, the brands we choose to partner with, our capital stack, our culture and organization building plan, and much more.
Requirements
There a few key "jobs to be done" for this role:
- Application decisioning
As part of your role you'll oversee the models and underwriting techniques we deploy through this platform, as well as work closely with our design, engineering, compliance, legal, and capital markets teams to continually improve how the system functions.
- Transaction decisioning
- Portfolio monitoring
- Issuing & lending partnerships
––
In taking on this role you’ll also be a leader at our company more broadly. You’ll be encouraged and expected to weigh in on company strategy, including our product roadmap, the brands we choose to partner with, our capital stack, our culture and organization building plan, and much more.
Requirements
- Have at least 10 years of experience in consumer lending risk management, including experience across credit and fraud, and with card products specifically
- Experience working at a technology company, and the collaboration with engineering and product that comes with it!
- Experience hiring and building a team — any leader can be evaluated in large part by the quality and impact of the team they build
- Technical and quantitative experience (e.g. querying large datasets in SQL and model building in Python, SAS, or R)
- Strong communication skills — an ability to communicate technical Risk concepts to a non-technical audience verbally and in writing for a variety of non-Risk stakeholders (i.e. Operations, Engineering, Legal, Compliance, Boards, and leadership teams)
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Seniority level
Not Applicable -
Employment type
Full-time -
Job function
Finance and Sales -
Industries
Technology, Information and Internet
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