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POLICY SNAPSHOT
The health care law gives middle class families the security of affordable coverage they deserve and protects every American from the worst insurance company abuses.
Progress
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Ended insurance companies' unchecked power to cancel policies, deny coverage, or charge women more than men, and established new rights to appeal insurance company decisions.
Read about: the Patient’s Bill of RightsRead about the Patient’s Bill of Rights: http://wh.gov/MpL
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Ensured that no American will be denied care or charged more due to a pre-existing condition as of 2014. 17 million children with pre-existing conditions already benefit from this protection.Read about protecting Americans with pre-existing conditions: http://wh.gov/MpL
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Ensured preventive care is covered by insurance companies and Medicare with no co-pay or cost sharing--including mammograms for women and wellness visits for seniors. Read about: access to preventive careRead about access to preventive care: http://wh.gov/0uH
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Helped nearly 5.4 million seniors since 2010 save an average of $768 each on the cost of their prescription drugs after hitting the prescription coverage gap.Read about: health care savings for seniorsRead about health care savings for seniors: http://www.hhs.gov/news/press/2012pres/08/20120820a.html
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Required insurance companies spend at least 80% of premiums on health care, and less than 20% on advertising, overhead and CEO salaries—or provide customer rebates.
Read about: holding insurance companies accountableRead about holding insurance companies accountable: http://wh.gov/zH8
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Guaranteed 6.6 million young adults the security of knowing they can stay on their parent’s health plan until they’re 26.Read about: expanding health coverage for young adultsRead about expanding health coverage for young adults: http://wh.gov/ujC
What's Next
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Establish new health insurance marketplaces where people can compare premiums and benefits across plans. State-based exchanges will come online in 2014 to help people shop for affordable insurance.Read about: state-based health insurance exchangesRead about state-based health insurance exchanges: http://www.healthcare.gov/law/features/choices/exchanges/index.html
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Help families with the cost of health care. In 2014, 18 million middle class people and families will get a tax cut averaging $4,000 to help cover the cost of care. Read about: help paying for health careRead about help paying for health care: http://wh.gov/3Buw
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Lower Medicare costs and close the donut hole. Seniors with traditional Medicare will save nearly $4,200 by 2021, and those with high prescription drug costs will save even more.
Read about: health care savings for seniorsRead about health care savings for seniors: http://aspe.hhs.gov/health/reports/2012/MedicareBeneficiarySavings/ib.shtml
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August 25, 2012 4:30 AMWeekly Address: Preserving and Strengthening Medicare
