Previous Years: | Quarterly: | ||||||||||||
Jun 2012 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | ||||||||
B3 Total funding | |||||||||||||
B3.1 Transaction call - cheque | 20 | 23 | 19 | 24 | 26 | 27 | |||||||
B3.2 EFTPOS less cheque | 4 | 5 | 4 | 6 | 5 | 4 | |||||||
B3.3 Other call | 441 | 244 | 251 | 259 | 261 | 273 | |||||||
B3.4 2 < 90 days | 640 | 173 | 159 | 211 | 247 | 204 | |||||||
B3.5 90 days < 1 year | 1,072 | 415 | 431 | 407 | 378 | 410 | |||||||
B3.6 1 year < 2 years | 307 | 48 | 58 | 40 | 44 | 61 | |||||||
B3.7 2 years < 3 years | 36 | 13 | 14 | 11 | 15 | 17 | |||||||
B3.8 3 years < 4 years | 15 | 3 | 3 | 3 | 3 | 2 | |||||||
B3.9 4 years < 5 years | 4 | 2 | 2 | 1 | 1 | 1 | |||||||
B3.10 5 years + | - | - | 0 | - | - | - | |||||||
Unallocated | 216 | 227 | 229 | 227 | 222 | 225 | |||||||
B3.11 Total | 2,755 | 1,153 | 1,170 | 1,189 | 1,202 | 1,224 | |||||||
Last updated 31 July 2014 |
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Source: Reserve Bank of New Zealand |
The Data: Coverage, Periodicity, and Timeliness |
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Coverage characteristics |
Since December 2004, the Bank has conducted a quarterly survey of non-bank financial institutions (NBLIs). NBLIs are financial institutions with total assets of $5m or more at the consolidated group level, whose principal business is credit provision and borrowing money from the public and/or other sources. Savings institutions are NBLIs with a prospectus on issue, enabling them to take deposits from the public. They include registered building societies and credit unions. Data is sourced from the Non-Bank Standard Statistical Return (SSR). The SSR obtains balance sheet data from NBLIs using the same template as for registered banks, with lesser completion requirements. Figures are aggregates of each data cell of the actual survey templates. Data are in millions of New Zealand dollars and are collected as at the last business day of the quarter. There are aggregates for NBLIs classified as savings institutions, deposit taking finance companies and non-deposit taking finance companies, as well as all NBLIs. The assets and liabilities summary present a summarised balance sheet, excluding securitised loan assets and counterpart funding. Funding and claims are broken down by maturity or sector. Balance sheet figures reported by the surveyed financial institutions conform to generally accepted accounting practice adopted by the institutions. In particular, values may be at book or ‘marked to market’ according to appropriate practice for the instruments involved. Where possible the resident/non-resident distinction in these tables is based on the geographical location of respondents and counterpart transactions. To facilitate statistical reporting however, the New Zealand income tax rules on residency are accepted as an approximation, and are the predominant definition. |
Quarterly, as at the last business day. |
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Timeliness |
On or before the last business day of the month after the end of the reference quarter. |
Access by the public |
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Statistics release calendar |
The “Statistics Release Calendar” is updated and released on the last working day of the month. This is a long-term plan of scheduled releases. |
Integrity |
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Dissemination of terms and conditions under which official statistics are produced, including confidentiality of individual responses |
Data are collected under Section 36 of The Reserve Bank of New Zealand Act 1989 (The Act). The Reserve Bank of New Zealand publishes only aggregated data. Individual institutional data is confidential. |
Provision of information about revisions and advance notice of major changes in methodology |
Provisional data are italicised. Data are deemed provisional when a series is under review. New data, or revised data, are in bold font. Revisions are generally published when the table is next due to be updated and released. Should revisions need to be made more promptly, a note is posted on the website as a ‘special note’. Any major changes in methodology are posted on the website as a special note. |
Quality |
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Dissemination of documentation on methodology and sources used in preparing statistics |
An Excel Template is completed and returned each quarter by NBLIs. |
Dissemination of statistics that support statistical cross-check and provide assurance of reasonableness |
Deposit-taking finance companies and savings institutions provide prospectus disclosure annually, in addition to statutory reports, which enable checks for reasonableness.
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Series breaks occur when NBLI data are affected by survey changes that are not 'organic' but arise from one period to another because of factors such as the sale of assets; merger with another institution or a change in substance in business practice that interrupts a 'like for like' time series comparison.
Series breaks for key balance sheet components for savings institutions are displayed in the table below.
Series breaks last updated: 31 January 2013
Savings institutions |
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Series breaks |
Loans |
Less: Counter-part funding |
Total Assets (A15) |
Memo: House-hold Deposits |
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Break date |
Table C5 |
Table C6 |
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Agriculture |
Business |
Housing |
Consumer |
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Dec.12 |
-529 |
-901 |
-279 |
-366 |
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-2,042 |
-1,535 |
Dec.11 |
|
|
-1,082 |
-114 |
-170 |
-1,290 |
-1,177 |
Mar.11 |
116 |
569 |
-15 |
470 |
161 |
1,075 |
847 |
Dec.10 |
-6 |
|
-117 |
|
|
-143 |
-123 |
Dec. 08 |
-400 |
-264 |
-1,631 |
-88 |
-301 |
-2,225 |
-1,859 |
Last updated June 2013
Savings institutions are non-bank lending institutions with a prospectus on issue, enabling them to take deposits from the public. They include registered building societies and credit unions.
The total for this category (B3.11) equals A1.5 in table T1. The concept of ‘time to rate reset’ is to the next rate reset, or expiry of the contractual term of the funding, whichever is first. Where no contractual expiry is specified but the funds are not at call, allocations are to the time at which first notice of repayment may be made.
All cheque account balances.
The total balances of all product accounts from which customers can make EFTPOS payments (not the balances only of the customers who have elected to do so, but balances where they have the opportunity). Cheque accounts are excluded to preclude double-counting.
Notes
Invdividual figures may not sum to the totals due to rounding
Percentage changes are calculated on unrounded numbers
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