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We just paid off our credit card. How do we avoid getting into debt again?

Staying out of debt and saving money can sometimes feel like an unattainable goal. It can be better to start off small.

Paridhi Jain
Paridhi Jain

Money contributor

Should I use the money in my offset account to pay down my mortgage?

Keeping your money in your offset account leaves you with more options down the track.

Noel Whittaker
Noel Whittaker

Money columnist

Should I use my savings to top up my super?

Your employer already contributes to your super account, so should you be topping that up?

Paul Benson
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