Whether it is to furnish your home, staying trendy with the latest gadgets or booking your travel essentials, split your purchases across a range of flexible tenors that suits your needs with HSBC Instalment Plans.
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PayLater Instalment Payment Plan
Make your purchases without worrying about hefty payments. Split your purchases with HSBC credit cards when you see the PayLater logo at participating merchants
- Enjoy 0% interest fee
- Stretch across varying repayment periods from 3 to 24 months at your preferred pace
- Split your transactions from as low as SGD50*
*Applicable for 3-month PayLater Instalment Payment Plan only
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0% Card Instalment Payment Plan
Enjoy flexibility and greater financial control with our 0% Card Instalment Payment Plan. Choose to spread your big-ticket purchases over interest free instalments
- 0% interest
- Fixed monthly repayments with choice of repayment period from 6 to 24 months
- Split your big-ticket purchases of minimum SGD500
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Spend Instalment
Planning to make a big ticket transaction on your HSBC credit card? Now you can combine multiple credit card transactions into a single instalment plan (minimum SGD500) and spread the repayments over 12 months at interest-free.
Tip: You can apply Spend Instalment on a wide range of transactions, from air tickets to online shopping.
Get started now by signing up via our mobile app. A one-time processing fee (of no more than 5%) may apply.
Participating Merchants
Things to note
Need help? See our frequently asked questions.