Home loans
Rates remain on hold, but these home owners are doing it the toughest
Households are stretched to their limits and some are already behind on mortgage repayments.
- by Jim Malo
Latest
Analysis
Analysis
Traps to avoid when shopping for your first home loan
Borrowing power can be increased with some simple changes to your personal finances, but make sure you’re not falling for these common myths first.
- by John Collett
Opinion
Melbourne house prices
Melbourne property prices are flatlining. Has the world’s most liveable city lost its mojo?
According to data released last week, Melbourne is no longer second to Sydney as the most expensive state capital for houses or apartments.
- by Josh Gordon
The Sydney suburbs where home owners can’t afford their mortgages
As many as one in 30 households in hard-hit pockets have fallen behind on repayments, buckling under high interest rates and inflation.
- by Elizabeth Redman
The Melbourne suburbs where home owners can’t afford their mortgages
At least one in 30 households in hard-hit pockets have fallen behind on repayments, buckling under high interest rates and inflation.
- by Elizabeth Redman
Opinion
Property market
Two weeks after the budget, I’ve realised I missed its most surprising revelation
The budget papers include a long statement spelling out what’s wrong with housing with a candour I’ve not seen before.
- by Ross Gittins
Analysis
Analysis
Rise of the ‘gran bank’: Why helping grandkids buy a home could cost you
The bank of mum and dad may be one of the biggest lenders in Australia, but older generations are helping out too – sometimes at their own peril.
- by Rachel Lane
‘People feel cheated’: Cut to home buyer budgets leaves households reeling
Workers are feeling ‘pretty distressed’ to realise the basics of life have slipped further out of reach than even in the recent past.
- by Elizabeth Redman
Analysis
Analysis
Have property prices peaked for now? These factors suggest so
Weakness could emerge in Australian house prices in the second half of 2024 with the RBA potentially keeping interest rates on hold.
- by Robert Baharian
Banks not doing enough to help struggling borrowers, says ASIC
As the number of customers falling behind on their repayments rises, the watchdog says too many people in hardship are finding it hard to get help.
- by Clancy Yeates
Opinion
First-home buyers
Downsizing the Australian dream: What to consider when buying an apartment
Apartments offer a more achievable alternative for those looking for a way into the property market, but there are a few factors to consider before signing on the dotted line.
- by Dominic Powell