Many of us, it seems, are more likely to divorce our spouse than change our bank. Yet for some customers, tired of paying fees for access to their cash — off which the banks are making hundreds of millions of euros in profit — the lure of free banking is strong enough to spur them into action.
Unless you already do all your banking using a free account, such as from EBS, Revolut or N26, you will be paying fees regularly. A few years ago several banks waived their charges for anyone who maintained a minimum balance, but now you pay regardless. If you have a current account and mortgage with AIB, the fees are waived until your final repayment.
Not only are fees now
