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I have an easy-access cash Isa and I want to open and pay into another one which is flexible. Can I just pay money into two cash Isas now that the rules have changed? What do I need to know?

NS&I planned to announce the changes last week with the usual fanfare, but the election announcement scuppered that plan. As a Government agency, it cannot be seen to do anything that might influence your vote.

Great news for 3.85 million Nationwide customers. They will see a £100 payout land in their current accounts between June 13 and 28. The payment by Britain's largest building society is called Fairer Share and this marks the second consecutive year that it is handed out to members. To land the £100 Fairer Share this year, you need to have a current account open on March 31 this year.

A new easy-access cash Isa has launched from trading and investing platform Trading 212. It has rocketed to the top of the best buy tables

With the rise in savings interest rates recently I now believe I owe the tax man a four figure sum for the last tax year. I've read conflicting reports on whether I should tell them or that they will tell me. I have an uneasy feeling that if I tell them I may be opening up a worrying can of worms. What do I need to do?

Nationwide Building Society has launched an 18 month fixed-rate account paying 5.5%. The new 'Member Exclusive Bond' is only available to Nationwide members. How does it compare to other savings accounts?

The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal. That is because from July, the new so-called Consumer Duty rules, which require all financial services firms to offer their customers 'fair value', will apply to old savings accounts as well.

Children can find it hard to use cash given to them by parents and relatives in an increasingly cashless society. Many parents now find it easier to open an account with a debit card for their children over giving them cash. We round up five of the best accounts that come with debit cards for children.

From today, customers that use the Current Account Switch Service to move to a Santander Edge current account, an Edge Up account or a private current account will be eligible for a £175 bonus. However, all three of these accounts come with monthly fees which will eat into the bonus cash. It comes after First Direct and Virgin Money also launched cash carrots for bank account switchers.

The 365-day notice account is being offered by saving and investing platform Prosper, in a deal that This is Money has secured exclusively for readers.

Limited access accounts are surging in popularity. Last week Paragon came out with a new version which propelled it to the top of the best buy tables.

Last June, 3.4m Nationwide members received a £100 payment from the building society. Now, Nationwide members will be wondering whether the offer will be replicated this year. As a building society, Nationwide is owned by its customer members, who are meant to benefit from profits through better rates on savings, mortgages and other products.

Engine, the technology business Starling Bank was built on, has been busy launching banks around the world, from Romania to Australia.

EXCLUSIVE

More than 12million Britons could improve their financial situation over the long term by shifting money in cash or Isas to investments, a new report reveals.

The Bank of England has opted once again to hold the base rate at 5.25 per cent. The decision marks its sixth pause in a row, after the Monetary Policy Committee voted to hold the base rate first in September. Prior to that, there had been 14 consecutive base rate hikes since December 2021.

Providers pushed up their rates in April, with several offering more than 5% on a one-year fixed rate cash Isa. But those have all disappeared with the best rates now at 4.72% from Shawbrook and OakNorth Bank. On the High Street, the top rate of 4.7% come from Tipton BS or 4.65% from Monmouthshire Building Society along with Kent Reliance.

First Direct has relaunched its £175 switching deal just two weeks after its last switching deal ended due to demand from customers.

The lucky winner in the space of just over a year made a whopping 99,900 per cent return. Meanwhile, another Premium Bonds holder based in West Yorkshire bagged a £50,000 prize from a £125 holding in bonds they purchased in June 2018. Check who scooped the £1million jackpot and all other major prices above £1,000 in our tables.

I had a fixed rate Isa which matured with Shawbrook earlier this month. I chose to transfer to another provider and went through the usual transfer process, giving Shawbrook over three weeks' notice to make the transfer on time. However, Shawbrook chose not to process the transfer until after my account matured.

The average high street easy-access account pays 1.7% interest - but savers could earn 5% if they moved their money elsewhere. We look at which banks have the top rates.

Today is the last chance for those aged between 20 and 25 to nab themselves a free four-year railcard by opening an account with Santander.

Customers who opened HSBC's one-year fixed rate Isa say they have been unable to see the new Isa they opened or the money they transferred in. One HSBC customer, whose name we have changed at his request, told This is Money that a £61,000 transfer he authorised on opening the Isa was withdrawn from his accounts and sent to an account he didn't recognise.

The Ekko Planet Saver account sees customers receive their deposit and profit, minus the interest that they have waived that goes towards environmental projects.

Weaknesses in some banks' security measures for online and mobile banking could leave customers more exposed to scammers, new data from Which? reveals. Thirteen major banks were tested on their login procedures, security, account management and navigation and automatic logout and then ranked.

Nationwide may have spent up to £39million on £200 switching bonuses to reel in new current account customers in just three months, new figures suggest.

Nationwide's takeover of Virgin Money is hitting the headlines as thousands of customers protest that they will not get a vote on whether it should happen.

The digital bank has introduced three new plans - Extra, Perks and Max - replacing its existing Plus and Premium plans for new customers. It marks the first changes to Monzo plans since it introduced subscriptions in July 2020. New Monzo customers will need to fork out more every month if they want access to the same benefits, however.

When I visited the Mint, it was proud to highlight it had produced coins for 60 different countries over the decades, from Jamaica to Iceland, Suriname to Thailand. But the shift to card and contactless technology in the past decade has been rapid - not just in Britain, but in all sorts of remote pockets of the world. This move is yet a further sign of it.

Isas already allow you to earn tax-free interest on up to £20,000 each tax year. But under recent reforms, they are now supposed to be more flexible.

The Royal Mint first started making overseas coins in 1325. But from December 2024 the Royal Mint will stop making these overseas coins, and will instead focus on making coins for the UK. The Mint will also move into recovering gold used in circuit boards, such as those found in mobile phones and laptops.

It's not known how many of its 24 million customers were unable to log in to access savings accounts and Premium Bonds on Saturday, but hundreds reported they were still blocked until yesterday when the problem was sorted out. Despite speculation the major IT glitch was caused by a cyber attack, the Government-backed savings giant is adamant this was not behind the chaos caused for customers.

EXCLUSIVE

The first-of-its-kind product will allow Lloyds customers to combine up to 10 pension pots, or open a Scottish Widows pension, through their banking app or internet banking.

Savers and investors will soon be able to pay into as many Isas as they like - bar the Lifetime Isa - with as many providers as they choose, from the new tax year on 6 April. We look at the benefits of stocks and shares versus cash Isas as well as the Isa rule changes in more depth.

Hundreds of NS&I customers who have been struggling to log into their NS&I accounts could find it is due to an error with the time on their device.

With just a day to go before the end of the tax year on 5 April, some savers will inevitably be scrambling to complete last minute Isa admin. We look at what is on offer - and the deadlines.

National Savings & Investments has launched three-year fixed-rate bonds to new and existing customers paying a rate of 4.15%. The British Savings Bonds were announced by the Chancellor in the Budget and are now available to buy.

A Premium Bonds holder from the Highlands and Islands has become the second ever person from this part of the UK to win a coveted £1m Premium Bonds prize. The NS&I customer's winning bond was purchased just seven months ago in September 2023 and the winner had a total holding of £32,675.

You only have a few days left if you want to find the best place for your Isa allowance of up to £20,000 for this tax year before it disappears on April 5. It's easy to put the job off, so I have come up with a guide of the best deals depending on how you want to manage your account. The good news is that cash Isas are paying around the same rate as ordinary accounts, so they should be your first port of call.

First Direct is launching a limited-time switching bonus of £175 for current account switchers - how does it compare to offers from Lloyds, NatWest and Santander?

A flexible Isa lets you withdraw your money and, crucially, put it back again without affecting your annual allowance - provided you pay it back in the same tax year.

Savers rushing to make the most of their Isa allowance can now beat the top easy-access cash Isa deal by opening an account with Hargreaves Lansdown's savings platform Active Savings. It is once again offering new customers a £25 bonus when signing up for an account.

One of the rarest and most valuable British coins in existence will soon be going under the hammer and could fetch as much as $750,000.

A new easy-access Isa has launched from app Plum. The new cash Isa pays a rate of 5.15% which is now the best easy-access cash Isa on the market.

In July 2022, I hired a local firm to install a new kitchen in my home and build an extension. I paid a deposit of £5,000 upfront, but it said the work couldn't start straight away. I was then ignored for months, calling, emailing and even writing letters to their office, to which no-one replied. More than a year later, I searched Companies House and saw that the company had just gone into administration. I set about trying to reclaim the £5,000 deposit from my bank, Nationwide via a Visa payment dispute - but it says I was out of time, even though I applied before the stated 540-day deadline. Did I get it wrong?

Good rates are all well and good: but if they are lower than inflation, the value of your nest egg will still be eroded over time. For years, it has been impossible to beat inflation but today, according to rates scrutineer Savings Champion, there are 286 Isas that pay more than 4% - the rate at which consumer prices rose in the year to January.

How much are people saving each year, and how does that change depending on what stage of life they are in? A new study looked at how our emergency funds change over our lifetimes.

Nikhil Rathi, the regulator's head honcho, gave the big banks the green light to axe free-in-credit banking in favour of fee-charging current accounts. As for the banks, I am sure their bosses are already rejoicing. Yet more profits to keep the City happy - and yet more directors' bonuses that would keep us mere mortals financially secure for many a lifetime. But they would have a fight on their hands here.

Nikhil Rathi, the FCA's chief executive, said other countries already had 'fee-based approaches' to banking. In the UK, some providers like Santander already charge fees on some accounts.

New legislation introduced by the Government will give UK banks the power to pause payments for up to 72 hours if they suspect a customer is being scammed.

Savers who rushed to open Santander's 5.2% best buy easy-access account in September last year will soon see the rate on their account fall. The banking giant launched the blockbuster account on 4 September 2023 and it lasted until 17 September 2023. After a year, the rate falls to just 1.05 per cent.

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I am a UK national but have lived in France since 1986. I've banked with Barclays since 1965, but in late 2022 my cheques stopped being honoured. I was later told I could no longer keep my account due to the Brexit rule changes, and the account was closed. My problem is that getting the £15,000 I held with Barclays transferred to my French bank has been a nightmare. It has now been 10 months and my money is still stuck in a 'holding account' which I can't access. I have filled out all the required forms - some even multiple times. Recently I got a call from the Barclays complaints department and the person told me she couldn't see or find an account for me at Barclays at all - not even a holding account. This is quite concerning. Where is my money?

The Chancellor has announced that National Savings and Investments will unleash a new British Savings bond to the savings market in this afternoon's Budget.

With a month to go until April 6 when changes to Isa rules are supposed to kick in, industry insiders say providers are far from ready.

Premium Bonds Winners

Prize Area Value of bond
£1,000,000 Hampshire And Isle Of Wight £24,900
£1,000,000 Outer London £10,000
£100,000 Berkshire £15,000
£100,000 North Yorkshire £14,400
£100,000 Outer London £39,980
£100,000 Leicester £300
£100,000 Ealing £980
£100,000 Essex £8,875
More May 2024 winners
View list of May 2024 winners

The secret to saving success is compound interest. Over the long-term this earns you interest on the interest on your savings and boosts your returns. This calculator works out how much a regular monthly savings scheme could make and how much a lump sum investment could be worth.

How hard does your bank account work for you? Hard enough to give you cashback on your household bills, interest on your balance or simply standout customer service? Here is our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

A new wave of savings platforms have emerged in recent years which help savers keep track of their accounts more easily and move money into better rates after signing up. We round them up, look at the top rates from savings platform Raisin and reveal whether they beat the best buys in our independent This is Money savings tables.

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Premium Bonds Winners

Prize Area Value of bond
£1,000,000 Hampshire And Isle Of Wight £24,900
£1,000,000 Outer London £10,000
£100,000 Berkshire £15,000
£100,000 North Yorkshire £14,400
£100,000 Outer London £39,980
£100,000 Leicester £300
£100,000 Ealing £980
£100,000 Essex £8,875
More May 2024 winners
View list of May 2024 winners
   

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