How to invest £50,000

Having £50,000 of cash available to you is a great position to be in but it does raise some tough questions on the best actions to take. Savings returns of up to 5% per year have been available recently after the Bank of England raised rates to rein-in inflation. Over multi-year timeframes however, this is […]

How to choose investment funds

If you’re new to investing or after an easy and convenient way to invest your money then you might want to consider funds. Putting your money into investment funds helps to spread the risk and they are popular with both beginners and more experienced investors. But the choice can seem overwhelming, with more than 3,000 […]

How to invest to try to beat inflation

The Bank of England has held rates at 5.25% since August 2023, leading to further speculation that the next movement will be a cut. Cash savings rates have been coming down since the summer. Here’s how you can invest to try and beat UK inflation. While some top paying savings accounts will offer you more […]

How to buy shares

Buying shares could help your money grow faster than if you left it in a savings account, especially as interest rates are currently low and inflation is soaring. However, with the potential for higher returns comes the risk of your investments losing value, because share prices fall as well as rise. There are also fees […]

Grow your wealth with Chip this Isa season

Offering a rate of 4.75% AER, Chip’s recently launched Isa will track the Bank of England’s base rate. The Isa deadline is approaching. Savers and investors across the UK will have until Friday, April 5 to deposit up to £20,000 in their tax-free wrapper. Everything earned within an Isa is free of income and capital […]

Earn up to 7% on regular savings

Looking for a new home for your savings? We list the top accounts

The best fixed-rate savings accounts

If you want reassurance that your interest rate won’t change, a fixed-rate may be your answer

Best bank account switching bonuses

However, just because you won’t get a switching bonus for moving bank accounts it doesn’t mean there might be a better current account for you on the market. We list what accounts you could consider. Last November, nearly 163,000 people switched bank accounts through the Current Account Switch Service (Cass). It’s the highest number of […]

What is the UK state pension age and will it go up?

The planned rise to the UK state pension age will not be brought forward – yet. We explain how state pension age rises will be phased in and how to work out what age you’re likely to reach it. The UK state pension age is currently 66. Due to the population living longer, the age […]

What is the state pension triple lock?

State pensioners received an inflation-busting 8.5% rise in April. This took the weekly new full state pension payment from £203.85 to £221.20. Chancellor Jeremy Hunt has also said the Conservative Party will keep the triple lock system to decide rises in the state pension if they win the election, which must be held by 28 […]

Retirement Planning

Looking to retire soon? Use our free tool to find out if your plan is on track

‘Should I buy national insurance years to top-up my state pension?’

‘I have gaps in my national insurance record and I’m worried this will amount to a smaller state pension when I retire. How can I check how much I’m on track for when I stop work and should I make voluntary payments to fill the gaps in my record?‘ Have you got a cost of […]

Best business credit cards

A business credit card is designed for business owners and employees who spend money on behalf of the company. It could be a great way to manage your firm’s finances but they can be expensive. Here are our best business credit cards. Similar to a consumer credit card, business credit cards are designed for especially […]

How to save money on cash withdrawals abroad

Most debit and credit cards come with fees for every transaction – here are the best cards to pack

Our best credit cards for poor credit

Including what can affect your credit score and how you can improve it

Should I overpay my mortgage?

Pros and cons of saving vs paying off your home loan

Use our budget planner to calculate your finances

Use our tax calculator to work out your take-home pay

Use our calculator to find out how how much tax you pay

Is it worth appealing a parking fine?

Martyn James explains how to challenge a penalty notice

Is the UK going to have a recession in 2024?

The UK economy entered recession at the end of 2023 following two consecutive quarters of negative economic growth. Here we explain what the downturn means for your money, as well as the economy. UK GDP dropped by 0.3% between September and December, according to official figures. Despite the recession, GDP actually grew overall in 2023 by […]