Ben Luthi

Ben Luthi is a freelance contributor to Fortune Recommends and an award-winning personal finance writer who specializes in credit cards and rewards programs. Over the past decade, Ben has used dozens of credit cards to earn tens of thousands of dollars in travel and cash-back rewards. He began his writing career at NerdWallet covering credit cards and writing about student loans at Student Loan Hero, before becoming a full-time freelancer. He lives in Salt Lake City with his two kids and two cats.